TrackSmart vs Expenderino

Your money, your finances and nobody else's business. TrackSmart is the budgeting app that never asks for your bank login. No account linking, no third-party data brokers, no servers holding your financial life. Your financial data stays on your device and in your own private iCloud. PRIVATE BY ARCHITECTURE, NOT BY PROMISE • No bank credentials required — ever • No account, no email, no sign-up • Your financial data lives on-device and in your private iCloud • On-device AI: your transactions are never sent to the cloud SEE YOUR WHOLE NET WORTH Track everything you own and owe in one place. Add assets and liabilities, log account values over time, and watch your net worth trend — alongside a beautifully redesigned account view with balance history, top categories, and credit-utilization at a glance. • Net-worth tracking with valuation history • Redesigned account detail — balances, statistics, and trends ON-DEVICE AI THAT UNDERSTANDS YOUR MONEY Powered by Apple Intelligence, TrackSmart generates plain-language summaries of your spending — what changed, what's unusual, and what deserves your attention — entirely on your device. • AI spending summaries generated locally, never in the cloud (AI summaries require a device with Apple Intelligence.) INSIGHTS DEEPER THAN A PIE CHART • Cash-flow forecast — see where you're headed, not just where you've been • Money Flow view — exactly where every dollar goes, income in to spending out • Spending breakdowns by category, merchant, and trend • Automatic subscription detection — catch the charges you forgot about • Unusual-spending alerts before they become a habit BUDGETS & GOALS THAT STICK • Monthly and category budgets with clear progress • Savings goals you can actually watch grow • Recurring transactions and smart categorization rules IMPORT WITHOUT LINKING • Import transactions straight from PDF statements — no Plaid, no bank connection • Export polished PDF reports for taxes or your own records LIVES ON YOUR HOME SCREEN Five widgets — Spending Summary, Budget Progress, Cash Flow, Net Worth, and Quick Add — keep your money one glance away. AVAILABLE IN ENGLISH AND SPANISH TrackSmart is fully localized — every screen, every insight, in both languages. START FREE Track multiple accounts, budgets, goals, and tags at no cost. Upgrade to Pro for unlimited everything, advanced insights, PDF import/export, and on-device AI spending summaries. Not sure yet? Turn on Demo Mode in Settings to explore the entire app with realistic sample data — no signup, and your own data stays untouched. No bank login. No data brokers. No catch. Just your money, finally private.

Take control of your spending without handing your financial life to a company. Expenderino keeps every transaction on your device and in your own private iCloud — no accounts, no ads, no trackers, and no server that stores your data. EFFORTLESS TRACKING - Apple Pay purchases log themselves. Set up a quick Shortcuts automation once, and every payment is recorded automatically — optionally tagged with where it happened. - Import from any bank: camt.053/.052, MT940, OFX/QFX, CSV and PDF. Map any generic CSV in seconds. Duplicates are detected and shown side by side, so you review before merging. SEE WHERE YOUR MONEY GOES - A clean dashboard with your total spending and a category breakdown. - Weekly and monthly statistics with trends, projections, and per-category analysis. - Home Screen widgets: a configurable spending widget (today / this week / this month, with a projection and budget bar) and your budgets at a glance. STAY ON TRACK - Set monthly budgets per category or tag and see exactly what's left to spend. - Smart categories organize new transactions automatically, plus tags for anything that cuts across them. PRIVATE BY DESIGN - Your data lives on your device and syncs only through your own iCloud — the developer cannot see it. - No analytics, no advertising, no third-party trackers, no sign-up. - Lock the app behind Face ID. - Optional AI category suggestions send only merchant and category names (never amounts, dates, or account details) and are off by default. Built for people who want to understand their money — not be tracked by it. Terms of Use (EULA): https://aalo28.github.io/expenderino-site/terms.html Privacy Policy: https://aalo28.github.io/expenderino-site/privacy.html