Comparison

Mooney vs Lifely

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Mooney

Features
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Mooney is the simplest expense tracker for people who want to finally understand where their money goes โ€” and start saving without the stress. No spreadsheets. No rigid rules. No guilt. Just a calm, simple way to track your spending day by day. WHO MOONEY IS FOR โ€ข Beginners who have never used a personal finance app โ€ข Anyone tired of finance apps that feel like accounting software โ€ข People who want to save money but don't know where to start โ€ข Couples and families tracking shared expenses WHAT YOU CAN DO โ€ข Track expenses and income in seconds โ€ข See your money broken down by day and week โ€” earn $2,000 a month? Mooney shows it as $66.66 a day, so you finally know what you can really spend โ€ข The same daily and weekly breakdown for every expense, so you can see the real cost of small habits โ€ข Create savings goals and assign a monthly amount to reach them at your own pace โ€ข Custom categories with your own icons โ€ข Clear weekly, monthly and yearly summaries โ€ข Smart reminders so you never forget a transaction โ€ข Home screen widget for daily spending at a glance โ€ข Export your data anytime (CSV / JSON) WHY MOONEY IS DIFFERENT Most expense tracker apps overwhelm beginners with charts, reports and complicated rules. Mooney is built around one idea: tracking your money should feel calm, not stressful. โ€ข Beautiful, distraction-free design โ€ข Onboarding in under 60 seconds โ€ข Works fully offline โ€” your data is yours โ€ข Available in English and Spanish PRIVACY FIRST Mooney does not connect to your bank. You decide what to track. No ads, no data selling, no surprises. START TODAY If you have ever wondered "where did all my money go this month?" โ€” Mooney is the personal finance app for you. Track expenses, control spending, save money, reach your goals. One small step at a time. Download Mooney and take back control of your finances today. https://beleuvemedia.com/politica-privacidad/ https://beleuvemedia.com/terminos-y-condiciones/

About

Lifely

Features
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Split the month into envelopes, log what you spend in two taps, and see what is left in each one. No bank account to connect, no ads, and none of your figures leave the device. ENVELOPES, BECAUSE THAT IS HOW MONEY MAKES SENSE Food, rent, going out, the unexpected. Each envelope holds an amount and empties as you spend, so at any moment you know what is left for a thing without doing any arithmetic. It is the method your grandparents used, minus the paper. TWO TAPS AND IT IS IN Adding an expense is the thing you will do most, so it is the fastest thing in the app. Amount, category, done โ€” straight from the widget, without even opening it. NO BANK, AND THAT IS THE POINT Lifely does not connect to your bank, never asks for credentials, and sends nothing to a server. There is no account to create and no password to remember. Your spending, budgets and receipts stay on the device, and they stay there when you have no signal. WHEN THE COST IS SHARED A flatshare, a trip with friends, a dinner. Log who paid for what and the app keeps the balances: who owes whom, and how much. No groups, no invitations, and nobody else has to install anything. TRIPS AND EVENTS, KEPT SEPARATE A trip has its own spending and should not muddy the monthly budget. In Lifely every trip, move or event is its own context, with its own total and its own split, and you can close it when it is over. THE THINGS THAT COME EVERY MONTH Subscriptions, bills, standing costs. Enter them once and they appear on their own each month, so the budget accounts for them before they land instead of after. RECEIPTS WITHOUT TYPING Photograph a receipt and Lifely reads the amount on the device itself. Neither the photo nor the text goes anywhere: the recognition is local, with no cloud involved. ALSO - Savings goals with visible progress - Debts and loans, with what is paid and what is left - Reports by category, month and context - A weekly close and a monthly review - Home Screen widgets and quick actions - Manual exports and backups, kept by you Lifely carries no ads, sells no data and talks to no bank. Your data stays yours. LIFELY PRO Recording, reading, editing and exporting your transactions is free forever, and anything you have already created stays as it is. Pro removes the three-envelope cap, opens the full history in reports, and adds shared expenses, spending contexts and receipts. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://techy.eus/lifely/privacy

Screenshots

Mooney4 screens
Lifely4 screens

Verdict

The call

The clearest difference is in-app purchases: Mooney at none against Lifely's 2. Mooney also leads on update cadence (daily vs every 3 months) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Lifely sells 2 in-app purchases, starting at $2.99 per month. Mooney asks for nothing beyond the download.

UpkeepUpdate frequency

Mooney ships an update daily, Lifely every 3 months. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard3 real differences ยท 3 level
Mooney versus Lifely: the parameters behind the verdict, then further details
ParameterMooneyLifely
PriceFreeFree
Update frequencyDaily โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 โ€” better17.0
Further details โ€” not scored
Size45 MB21 MB
Age rating4+4+
DeveloperBeleuvemediaAdrian Garcia

In-app purchases

None

Mooney

No in-app purchases

2 purchases

Lifely

Subscriptions2
  • Lifely Pro Monthly$2.991 Month
  • Lifely Pro Yearly$22.991 Year

Questions

Is Mooney free?
Mooney is free to download, with no in-app purchases.
Is Lifely free?
Lifely is free to download, with in-app purchases available.
Do Mooney or Lifely have ads?
Neither Mooney nor Lifely shows ads.
Which is updated more often, Mooney or Lifely?
Mooney ships an update daily, and Lifely every 3 months. Most recently, Mooney was updated on October 25, 2026 and Lifely on October 31, 2026.

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