LedgerVault vs FinanceForest

LedgerVault — Personal Finance & Portfolio Tracker Take full control of your finances with LedgerVault. Track every account, asset, and transaction in one place — with real-time prices and your chosen currency. KEY FEATURES • Real-time portfolio valuation in any currency • Bank accounts, crypto wallets, stock brokers & stablecoins • Full transaction history with categories and filters • Live crypto, stock, and forex prices • Investment portfolio with P&L tracking • Price alerts for crypto and stocks • Recurring transaction automation • Multi-profile support (family & personal accounts) • Export & import your data • Face ID protection • Works offline with cached data • No subscription — your data stays on your device ASSET CLASSES Track cash, cryptocurrencies (BTC, ETH, SOL and more), stocks, ETFs, stablecoins (USDT, USDC) and custom assets — all valued live in your base currency. PRIVACY FIRST LedgerVault stores all your financial data locally on your device. No accounts, no cloud sync, no third-party data sharing.

Know your number. Actually. Finance Forest: Net Worth is the private, net worth tracker for iPhone and iPad. Add one snapshot a month — every account, every trend, every goal — stored entirely on your device with nothing sent to any server. WHAT YOU TRACK Assets: checking, savings, emergency fund, brokerage, ETFs & stocks, 401(k), IRA, Roth IRA, real estate, crypto, vehicles, HSA, business equity, valuables, foreign accounts, index funds, 529 plans, and more — plus unlimited custom account types you define yourself. Liabilities: mortgage, credit cards, auto loans, student loans, HELOC, personal loans, medical debt — plus any custom debts you name. MONTHLY SNAPSHOTS Add one snapshot per month. Smart prefill carries your previous balances forward so each update takes seconds. Every account, every value, every month — stored in order forever with no paywall on your history. FIRE CALCULATOR Set your total Financial Independence number and liquid bridge corpus using safe withdrawal rate math. Watch your real portfolio fill the progress bars as you save — with separate targets for total FIRE and bridge corpus, plus target age countdowns. INSIGHTS See what's actually driving your number. Top movers by absolute and percentage change, all-time gain, CAGR, tracking duration, liquid vs. illiquid asset split, and FX rate trends for multi-currency portfolios. MULTI-CURRENCY Track accounts in two currencies. Enter the FX rate with each snapshot — no live data feeds, no third-party access to your numbers. PRIVACY — NO COMPROMISES • Zero servers. Your data never leaves your device. • iCloud sync via Apple's own CloudKit — encrypted end-to-end, visible only to you. • No account, no login, no ads, no subscriptions. • Optional Face ID / Touch ID lock. YOURS TO CONFIGURE Six color themes let you make the overview feel like your own — from Ocean to Ember. Choose what appears on the home screen, set monthly snapshot reminders, and manage accounts and custom types your way. Finance Forest: Net Worth is completely free. No subscription. No paywall on your history.