LedgerVault vs Net Worth Tracker

LedgerVault — Personal Finance & Portfolio Tracker Take full control of your finances with LedgerVault. Track every account, asset, and transaction in one place — with real-time prices and your chosen currency. KEY FEATURES • Real-time portfolio valuation in any currency • Bank accounts, crypto wallets, stock brokers & stablecoins • Full transaction history with categories and filters • Live crypto, stock, and forex prices • Investment portfolio with P&L tracking • Price alerts for crypto and stocks • Recurring transaction automation • Multi-profile support (family & personal accounts) • Export & import your data • Face ID protection • Works offline with cached data • No subscription — your data stays on your device ASSET CLASSES Track cash, cryptocurrencies (BTC, ETH, SOL and more), stocks, ETFs, stablecoins (USDT, USDC) and custom assets — all valued live in your base currency. PRIVACY FIRST LedgerVault stores all your financial data locally on your device. No accounts, no cloud sync, no third-party data sharing.

Built by an investment banker for the privacy-conscious investor. NetWorth is a high-performance manual wealth tracker that puts you back in control. No bank connections, no data scraping, and no middle-men. Just a professional-grade dashboard to manage your global assets, model your financial independence, and track your true net worth in total privacy. Why NetWorth? In an era of data breaches and "free" apps that sell your financial habits, NetWorth takes a different path. We believe your wealth is your business. By using manual entry, you can track complex assets—private equity, offshore accounts, real estate, and physical holdings—that automated apps cannot see. Most apps treat net worth like a social media feed. We treat it like a Balance Sheet. Experience the clarity of professional asset allocation without compromising your data security. Zero Connections. Total Privacy. Absolute Clarity. Key Features: * Complete Net Worth Command Centre
 - Track every corner of your balance sheet in one place — equities, ETFs, crypto, real estate, pension, bonds, vehicles, collectibles, liabilities and many more. One unified view of everything you own and owe. * Bulk Update in Under 60 Seconds - 
Designed for the monthly portfolio ritual. Update every asset across all brokers and banks in one session. Pro feature. * Live Market Prices
 - Connect stocks, ETFs and crypto to live market data. Position values update automatically using real prices — no manual entry required. Pro feature. * Real Estate & Mortgage Equity
 - Link mortgages directly to properties to see your true equity in real time. Factor in selling costs for an honest liquidation value, and track rental yield alongside property growth. * FIRE & Wealth Planning
 - Model your path to financial independence. FI/RE and Coast FIRE calculators, compound growth projections with inflation and TER drag, and UK tax-wrapper simulations (ISA, SIPP, GIA). * Multi-Currency, Global Portfolio 
- Track assets in 30+ currencies with live FX rates. Everything converts automatically to your chosen base currency — no spreadsheet required. * ETF Portfolio Analyser
 - Build and analyse your ETF portfolio with asset class breakdown, TER tracking, replication type and distribution type. Live valuations optional. Pro feature. * Privacy First, Always
 - Your data never touches our servers. Local storage on device, optional iCloud sync, Face ID / Touch ID lock, and one-tap privacy mode to blur all balances in public. * Portfolio Intelligence with Apple Intelligence
 - Automatic audit log separates market gains from your own contributions. Apple Intelligence generates plain-English portfolio summaries on demand. Pro feature. * Lock Screen & Home Screen Widgets
 - Net worth always within reach. Lock screen widgets show your total and portfolio alpha vs S&P 500. Home screen widgets in small and medium. * Document Vault
 - Store mortgage statements, payslips, tax documents and financial records securely on device — always within reach, never in the cloud. * Gamification & Streaks
 - Daily tracking streaks, streak freezes, milestone badges and achievements keep the wealth-building habit front of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/