SubNest vs Flosna

• Everything in one place — See what you pay each month in one spot: streaming, music, cloud, apps… and whatever you add. • Renewals under control — Track when you get charged and how often, so you are not doing all the math in your head. • A summary that actually matters — Glance at how much you are spending on subscriptions and prioritize what matters most to you. • Reminders on iPhone — Your device nudges you when a payment is coming up; you choose what goes on the list. • Built for everyday life — Fast, clear, and meant to help you stay organized—not to overwhelm you. • Transparency — SubNest does not charge or process payments for you and does not replace billing from Netflix, Spotify, or other services; it is your notebook for keeping numbers and dates straight, calmly.

Flosna means "our money." It is a personal finance app that helps you record income and expenses, create budgets, monitor savings goals, and review financial reports in one place. Whether you want to manage daily spending, organize your monthly budget, or keep track of your financial activity, Flosna provides tools to record transactions, analyze reports, and organize your finances — all without a bank connection or online account. EXPENSE TRACKER Record expenses, income, and transfers in seconds. - Add expenses and income - Transfer money between accounts - Edit or delete transactions - Attach notes and receipt images - Search and filter records - Organize transactions with categories BUDGET PLANNER Create budgets that fit your financial planning. - Daily budgets - Weekly budgets - Monthly budgets Monitor your budget progress and compare planned spending with recorded expenses, so you always know where you stand before the month ends. SAVINGS GOALS Create savings goals and monitor your progress toward each one. Examples include: - Emergency fund - Vacation - Car - Home - Education - Shopping - Custom goals Set a target amount and optional deadline, then track your contributions over time. REPORTS & CHARTS Review your financial activity with reports and interactive charts. Available reports include: - Income reports - Expense reports - Budget reports - Savings reports - Monthly summaries - Category analysis - Balance history Charts help you review spending patterns over different periods, so trends are easy to spot at a glance. FINANCIAL HEALTH SCORE View a financial health score calculated from your recorded budgets, expenses, savings, and goals. The score comes with a breakdown of what's driving it and practical recommendations to help you improve it over time. FINANCIAL SIMULATOR Create financial scenarios using your recorded information to estimate future balances based on planned income, expenses, or savings changes — a simple way to test a decision before you make it. SUBSCRIPTION TRACKER Manage recurring payments by recording subscriptions such as streaming services, internet, mobile plans, insurance, memberships, and software subscriptions, with a clear view of what's due and when. RECEIPT ATTACHMENTS Attach receipt images to transactions to keep supporting documents together with your financial records, so proof of purchase is never separated from the entry. ACCOUNTS & CATEGORIES Create multiple accounts including cash, bank accounts, savings accounts, credit cards, and digital wallets. Customize categories to organize expenses and income according to your needs. MULTI-CURRENCY Manage your finances using different currencies, with support for symbols and formats from around the world. 14 SUPPORTED LANGUAGES Use Flosna in your preferred language, with support for 14 languages including English, French, and Arabic with full right-to-left layout. THEMES Personalize the appearance of the application with Light, Dark, Midnight, Fintech, Flosna, and additional themes. PRIVACY & SECURITY Protect your financial records with: - PIN protection - Biometric authentication (supported devices) - Local data storage - Offline access Your data remains available on your device even without an internet connection, and nothing is uploaded or shared without your action. EXPORT REPORTS Export reports in: - PDF - Excel - JSON Share reports whenever needed, so your records are always yours to keep. DAILY REMINDERS Create reminders for recording expenses and managing your budget, so tracking your money becomes a daily habit instead of an afterthought. Flosna helps you organize income, expenses, budgets, savings goals, and financial reports in a single application for everyday personal finance management — private, offline, and built around your daily habits.