Hiyo vs ExpenseFlow

Hiyo helps you track daily expenses so you can manage your money with confidence. TRACK YOUR SPENDING • Log expenses and income quickly with the built-in calculator • Organise by categories, sub-categories, and labels • Attach transactions to multiple accounts • Set up recurring transactions for bills and subscriptions MANAGE YOUR BUDGET • Set monthly budgets per category • Visual charts: bar chart, donut chart, and balance sheet • See upcoming recurring transactions at a glance • Filter, search, and sort your transaction history SHARED BOOKS • Create multiple expense books (personal, family, business) • Share a book with family members via Google Drive • Real-time collaboration with write-lock protection • Automatic sync every 45 seconds BACKUP & RESTORE • Back up your data to Google Drive with one tap • Restore on any device instantly FREEMIUM • 30 free transactions to get started • One-time $4.99 unlock for unlimited transactions — no subscription ever Hiyo is built for people who want a simple, private, and powerful expense tracker without a monthly fee.

Take control of your finances with SpendFlow — a modern personal finance app designed to help you track expenses, manage budgets, split bills, and organize your money with ease. Whether you're monitoring daily spending, planning monthly budgets, or managing shared expenses with friends and family, SpendFlow provides a fast, simple, and secure offline-first experience. Built with a clean and intuitive interface, managing your finances takes only a few seconds each day. KEY FEATURES • Track Expenses, Income & Transfers Quickly record daily expenses, income, and account transfers while keeping your financial records organized and easy to access. • Smart Budget Management Create custom budgets for categories and monitor your spending progress in real time to stay within your financial goals. • Easy Bill & Expense Splitting Create groups, add members, and automatically calculate shared expenses for trips, roommates, dining, and more. • Financial Insights & Charts Understand your spending habits with simple visual reports, category breakdowns, and spending analytics. • Export PDF Reports Generate professional PDF reports of your transactions anytime for accounting, business, or personal use. • Custom Categories Personalize the app with your own expense and income categories that fit your lifestyle. • Recurring Transactions Automate recurring bills, subscriptions, salaries, and regular payments so you never miss important transactions. • Privacy & Security Protect your financial data with Face ID, Touch ID, or PIN lock authentication. • Offline-First Experience Your data stays securely stored on your device with local backup and restore support whenever needed. WHY USERS LOVE SPENDFLOW • Simple and modern interface • Fast offline performance • Smart budget planning • Easy expense splitting • Secure local data storage • Detailed transaction history • Clean financial insights Build smarter financial habits and stay in control of your money with SpendFlow.