Wealth Arc vs SnowballFi

Wealth Arc is a compound interest planner for exploring how money may grow over time. Build a projection from your starting balance, expected return, time horizon, and inflation rate, then refine it with the cash flows that matter to you. FLEXIBLE CASH FLOWS Create one-time or recurring contributions and withdrawals. Choose when recurring movements happen, set their frequency and active range, and decide whether to adjust them for inflation. TAXES AND DIVIDENDS Model dividends with a yearly yield and configure tax brackets for withdrawals and dividend income. CLEAR RESULTS Review the final balance, total contributions, net withdrawals, net dividends, and total taxes. Explore an interactive chart and a detailed period-by-period balance breakdown. FEATURES • Flexible compound interest projections • Daily, weekly, monthly, or yearly time horizons • One-time and recurring contributions and withdrawals • Inflation-adjusted cash flows and balances • Configurable withdrawal and dividend tax brackets • Yearly dividend yield simulations • English and Spanish interfaces • No registration or account required • Tax settings stored locally on your device Compare scenarios and understand the effect of time, contributions, inflation, taxes, and dividends on a long-term plan. Results are estimates for informational purposes and are not financial advice. Advertising may appear while using the app.

Watch your money snowball. SnowballFi is a powerful yet simple compound interest calculator and FIRE planner that shows exactly how your investments grow over time — after inflation and taxes, not just on paper. Whether you're saving for retirement, building passive income, or chasing financial independence (FIRE), SnowballFi gives you the real numbers behind your strategy. KEY FEATURES • Compound interest calculator — set your initial capital, contribution amount and frequency (daily, weekly, monthly, quarterly, or annual). • Flexible contributions — choose start- or end-of-period timing and see the difference instantly. • Annual contribution growth — increase your investments each year by a percentage or a fixed amount. • Inflation adjustment — see your real purchasing power, not just nominal figures. • Tax on gains — apply a withholding rate for a realistic after-tax result. • FIRE target — set your desired monthly income and find out when you reach financial independence. ADVANCED INSIGHTS • Gross and net annual return • Real CAGR and inflation-adjusted capital • Estimated tax cost and net capital after tax • Effective Annual Rate (EAR) • Contribution leverage, payback period and Net Present Value (NPV) • Interest momentum and wealth velocity VISUALIZE EVERYTHING • Interactive charts of your capital growth • Clear summary and milestone breakdown • Export your projection to PDF to save or share WHY SNOWBALLFI • Clean, fast and easy to use • No account required • Works fully offline • Designed for beginners and experienced investors alike Start planning your financial future today — and watch your wealth snowball. SnowballFi is an educational planning tool and does not provide financial advice.