SnowballFi vs Zeroed

Watch your money snowball. SnowballFi is a powerful yet simple compound interest calculator and FIRE planner that shows exactly how your investments grow over time — after inflation and taxes, not just on paper. Whether you're saving for retirement, building passive income, or chasing financial independence (FIRE), SnowballFi gives you the real numbers behind your strategy. KEY FEATURES • Compound interest calculator — set your initial capital, contribution amount and frequency (daily, weekly, monthly, quarterly, or annual). • Flexible contributions — choose start- or end-of-period timing and see the difference instantly. • Annual contribution growth — increase your investments each year by a percentage or a fixed amount. • Inflation adjustment — see your real purchasing power, not just nominal figures. • Tax on gains — apply a withholding rate for a realistic after-tax result. • FIRE target — set your desired monthly income and find out when you reach financial independence. ADVANCED INSIGHTS • Gross and net annual return • Real CAGR and inflation-adjusted capital • Estimated tax cost and net capital after tax • Effective Annual Rate (EAR) • Contribution leverage, payback period and Net Present Value (NPV) • Interest momentum and wealth velocity VISUALIZE EVERYTHING • Interactive charts of your capital growth • Clear summary and milestone breakdown • Export your projection to PDF to save or share WHY SNOWBALLFI • Clean, fast and easy to use • No account required • Works fully offline • Designed for beginners and experienced investors alike Start planning your financial future today — and watch your wealth snowball. SnowballFi is an educational planning tool and does not provide financial advice.

Zeroed turns your balances, interest rates and monthly budget into a clear debt payoff plan. Compare strategies, simulate extra payments, and see how today's choices are estimated to change your debt-free date — before you make them. KNOW WHAT TO PAY, AND WHY Your plan suggests a next move for this month — which debt, how much, and why — so you're not guessing whether to pay down the card or the loan first. SEE YOUR DEBT-FREE DATE A month-by-month estimate shows your balance shrinking to zero, with every milestone — each debt cleared, each payment released — along the way. ASK "WHAT IF?" What if I paid £100 more a month? What if I put a £1,000 windfall toward my debt? What monthly budget could clear everything by a date I choose? What would a new £4,000 loan actually cost me in interest? Every scenario estimates the effect on payoff time and interest before you act. FIND YOUR PERFECT STRATEGY Slide between saving the most interest and clearing debts the fastest, and watch your plan recalculate live. Or choose from five named strategies: Cheapest, Quick Wins, Fastest Closures, Cash Flow, or Balanced. PROTECT YOUR 0% OFFERS Zeroed watches promotional rates and estimates whether your current plan clears a balance before its standard rate returns — plus the monthly payment needed to meet that date. PRIVATE BY DESIGN No bank login. No account required. Your financial information stays on your device — never uploaded, never sold, never seen by anyone but you. Zeroed provides planning tools and estimates based on the numbers you enter. It isn't a bank, and it doesn't offer regulated financial advice.