VaultLeap vs PayU Spend Tracker

Your money. Your rules. VaultLeap gives you USD, EUR and MXN accounts, a Visa debit card, and yield on idle dollars. Everything settles to USDC in a self-custodial wallet only you control. GET PAID FROM ANYWHERE - Real US account and routing numbers that accept ACH and wire - SEPA transfers in EUR, arriving in minutes - SPEI transfers in MXN, arriving in seconds - Receive USDC from any wallet on Base SPEND EVERYWHERE - The VaultLeap Visa® Debit Card works anywhere Visa is accepted - Add it to Apple Wallet and tap to pay - No top-ups. It spends straight from your balance. EARN. YOU DIRECT IT. - Lend USDC to the Steakhouse Prime vault on Morpho, from your own wallet - Variable rate set by third-party markets, not VaultLeap - VaultLeap takes 0% of your yield ONE BALANCE, EVERY CURRENCY Hold dollars, euros and pesos side by side. See everything in one total. Move between them when you choose. Questions? support@vaultleap.com · vaultleap.com/help-center Earn rates are variable and not guaranteed by VaultLeap. Earn balances are not FDIC insured; withdrawals are subject to vault liquidity. https://www.bridge.xyz/card-agreements/vaultleap-card

PayU is a personal expense and income tracker built as a college project to help users manage day-to-day finances in one simple app. WHAT YOU CAN DO • Add income and expense transactions with category, note, and date • View transactions by month with easy filtering • Edit entries and swipe left to delete • See weekly spending charts and monthly balance insights • Track total income, expenses, and remaining balance in your profile • Use multiple local profiles with login and signup WHY PAYU PayU focuses on clean design and useful insights. It helps you understand your spending habits and stay on top of your money without complexity. IMPORTANT PayU is an educational personal finance tracker. It is not a bank, payment service, credit provider, or financial advisor. All data is stored locally on your device. FEATURES • Income and expense tracking • Monthly transaction filters • Visual spending charts • Profile dashboard with balance summary • Swipe-to-delete transactions • Dark, modern interface Built for students and anyone who wants a simple way to track personal spending.