Team Pay App vs Halvy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Team Pay App
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Make bill splitting and shared expense settlements simpler. Team Pay is an app designed to make group payments easier to manage. You can record shared expenses for trips, dinners, events, living together, or shared housing, and clearly see the final settlement for everyone in the group. Just record each expense to keep track of who paid how much and who owes whom. Because Team Pay helps minimize the number of transfers needed, even complex shared expenses can be settled more smoothly. Team Pay also supports a web version at teampay.jp. Simply share the URL with people who do not have the app installed, and they can view and edit the same group together. Key Features ・Bill splitting and shared expense settlement ・Group sharing and collaborative editing ・Automatic settlement calculation ・Flexible split settings ・Multi-currency support ・Receipt scanning ・Category management ・Photo attachments Recommended for ・Settling expenses for trips, drives, and dinners ・Managing shared living costs for couples or housemates ・Everyday group expenses with shared payments Team Pay is designed to make group payments as simple and easy to understand as possible. Privacy Policy: https://teampay.jp/privacy Terms of Use: https://teampay.jp/terms
Halvy
Effortlessly track and split shared expenses with friends, roommates, or partners. Offers flexible splitting methods, real-time balance updates, and convenient settlement options. Advanced features for budgeting, receipt scanning, and business use are available via subscription.
- Flexible expense splitting (income, percentage, shares)
- Real-time balance tracking
- Group creation for various relationships
- Multiple payment app integrations for settlement
- Receipt scanning and item extraction (Pro)
- Budgeting and recurring expense management (Pro)
- Business expense tracking and reporting (Pro)
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Split expenses with your partner, with roommates, or on a group trip, and always know who owes who. No ads, no daily limits, no bank login required. COMING FROM SPLITWISE? Import your existing history in one tap and pick up where you left off. Add an expense in seconds, choose how to split it, and your balance updates instantly. When it's time to settle up, Halvy shows exactly who pays whom. Pay through your favorite app and mark it settled. WHAT'S FREE, ALWAYS • Unlimited expenses, no daily cap • Every split method, including split-by-income • No ads, ever • Import your Splitwise history • Works offline; no bank connection asked for SPLIT FAIRLY, NOT JUST 50/50 • Split by income: shares that match what each of you earns • When an income changes, future splits update automatically • Only your split % is ever shown. Your income amount stays private • Or split equally, by percentage, shares, or exact amounts • Fairness is never paywalled: every split method is free ALWAYS KNOW THE BALANCE • Home screen and lock screen widgets: your balance at a glance • Get notified when your partner adds an expense or settles up • Groups for couples, roommates, or trips • A clean activity feed of everything you've shared SETTLE UP, YOUR WAY • Pay via Venmo, PayPal, Cash App, UPI, Pix, PayNow, and more • Save your payment method once, and your partner sees how to pay you • Or keep it simple and just mark it settled YOUR MONTHLY MONEY DATE • A recap on the 1st: what you spent together and who owes who • Settle up right from the recap, share it with your partner • Pro adds the deep-dive: category breakdown, who paid what, trends TRIPS GET THEIR OWN LEDGER • Give a trip its own balance, separate from everyday life • Set the dates and Halvy counts it down, then counts the days you are on it • See the whole trip total, and who owes who at the end • Its own currency, converted automatically • Nothing about a trip clutters your normal month SCAN RECEIPTS (Pro) • Snap a receipt and the items are extracted automatically • Assign each line to me, them, or shared; tax and tip prorated • Add a whole stack of receipts in one go STAY ON TRACK (Pro) • Monthly budgets per category with live progress • Recurring expenses (rent, subscriptions) posted automatically • Multiple currencies, converted automatically • Custom categories, trip plans and trip budgets • Export to CSV or PDF NOW FOR BUSINESS (Pro) • Create a Business group and run work expenses on the same offline-first engine • Capture sales tax with your own rate & label (Tax, GST/HST, VAT) • Tag expenses by client and see per-client totals • Log mileage: enter the distance and Halvy computes the amount • Track vendors, auto-filled when you scan a receipt • Accountant-ready CSV & PDF exports for any month, quarter, or year PRIVATE BY DESIGN • Works offline and syncs across your devices • Your data stays yours Halvy Pro unlocks the insights deep-dive, budgets, recurring expenses, receipt scanning, multi-currency, trip plans, exports, and business mode via subscription. Core expense splitting is always free. Halvy Pro is an auto-renewable subscription. • Plans: Monthly and Annual (auto-renewing), plus a one-time Lifetime option. • Payment is charged to your Apple ID at purchase confirmation. • Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Halvy Privacy Policy: https://usehalvy.com/privacy
Screenshots
Verdict
The clearest difference is update cadence: Team Pay App at every 4 days against Halvy's weekly. Halvy's advantage is iOS requirement (16.4 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Team Pay App sells 2 in-app purchases, starting at $2.99 per month and Halvy sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Team Pay App ships an update every 4 days, Halvy weekly. The most recent releases landed on September 15, 2026 and September 8, 2026 respectively.
| Parameter | Team Pay App | Halvy |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.2 | 16.4 — better |
| Further details — not scored | ||
| Size | 27 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuta Nishimatsu | Amboyance Inc. |
In-app purchases
Team Pay App
- Team Pay Pro Monthly$2.991 Month
- Team Pay Pro Yearly$29.991 Year
Halvy
- Halvy Pro - Monthly7 Days trial$1.991 Month
- Halvy Pro - Annual7 Days trial$14.991 Year
- Halvy Pro - Lifetime$29.99









