Monisy vs GelirGider

Monisy is a budget planner and expense tracker that helps you take control of your money. Track expenses, set budgets, reach savings goals — all without giving your bank login to anyone. Your financial data stays on your phone, where it belongs. Most personal finance apps require bank credentials, Plaid integrations, or third-party syncs. Monisy doesn't. No bank login. No account or email required. No data leaves your device unless you choose to back it up. SMART AUTO-CATEGORIZATION Type a description and Monisy instantly suggests the right category. Built-in keyword matching across 15 languages, learning from your spending habits over time. No data sent to any server — categorization happens locally on your device. POWERFUL BUDGET TRACKING - Set monthly budgets per category (groceries, rent, dining, transport, anything) - Real-time tracking as you log transactions - Smart alerts at 80% and 100% of budget - See exactly how much you have left before you spend SAVINGS GOALS THAT WORK - Create unlimited savings goals (trip, emergency fund, new laptop, anything) - Set target amount and deadline - Monisy calculates how much you need per month to hit it - Watch real-time progress as you save FINANCIAL DASHBOARD (PREMIUM) 14 detailed analytics sections including category breakdown, balance trends, income vs expenses, top transactions, spending heatmap, monthly comparisons, savings rate, top merchants, and more. Filter by day, week, month, year, all-time, or custom range. Filter by account or view combined. 15 BEAUTIFUL THEMES Light, Dark, Christmas, Valentine, Halloween, Spring, Summer, Autumn, Winter, Ocean, Neon, Sunset, Cherry Blossom, Aurora Borealis, Midnight Gold. Switch between them anytime in 2 taps. Your money tracker should be an app you actually want to open. 4 HOME SCREEN WIDGETS See balance and monthly summary at a glance. Quick-add buttons for instant expense logging without opening the app. POWERFUL FINANCE TOOLS - Track income, expenses, and transfers across multiple accounts - 35 currencies with customizable exchange rates - Recurring transactions: set once for rent, salary, subscriptions - CSV export anytime (free), PDF reports (Premium) - Custom categories with icons - Search and filter transactions by date, category, label, or account AI INSIGHTS (PREMIUM) - Spending predictions: know what you'll spend before month ends - Anomaly detection: get alerted when something looks unusual - Monthly insights: spending patterns, savings rate, top categories PRIVATE BY DESIGN - All data stored locally on your phone by default - Optional Cloud Backup (Premium): private Google Drive backup, only you can access - Automatic backups: daily, weekly, or monthly - No ads. No tracking. No data selling. Ever. - PIN and biometric lock to protect access - Works completely offline (only Cloud Backup needs internet) ADDITIONAL FEATURES - 15 languages supported - Accessibility support including reduce motion - Local backup and restore - Push notifications you fully control - In-app feedback and help center WHY MONISY We built Monisy for people who want control of their money without trading their privacy. No bank logins. No third-party data sharing. No surveillance disguised as features. Just a beautiful, powerful budget tracker that works. PREMIUM (OPTIONAL) Monisy is free with powerful core features. Premium unlocks unlimited budgets, goals, recurring transactions and custom categories, all 15 themes, Financial Dashboard with detailed analytics, automatic Cloud Backup, AI insights, spending predictions, anomaly detection, PDF export reports, and early access to new features. - Monthly: $4.99/mo - Annual: $29.99/yr (save 50%) - Lifetime: $59.99 (one-time) Your money. Your phone. Your control. Download Monisy today and start tracking smarter.

GelirGider is a personal budget and money planner for iPhone, iPad, and Mac. Track what you earn and spend, see where your money is heading this month, and follow your whole net worth — all by hand, all private. No bank login, no account, no ads. TRACK YOUR MONEY • Income and expenses in simple ledgers — Cash, Credit Card, and a custom ledger • Two-level categories and a quick check-off for what's paid or received • Recurring entries — monthly series with equal or varying amounts • Deferred payments — for when the due date and the actual cash date differ • Credit-card cycle tracking — purchases roll up into one payment in your cash ledger • Reminders and one daily-summary notification • A Today view that surfaces what needs attention • Search everything from one place — entries, holdings, portfolios and ledgers • Undo recent changes — delete, move, pin (plus ⌘Z on Mac) • Custom ledger icons and colors, with a credit-limit usage alert PLAN AHEAD (PREMIUM) • Budget — a forward monthly cash-flow view with a red-date warning before your cash goes negative, plus a day-by-day chart • Savings — a net-worth tracker for term deposits, foreign currency, gold, crypto, and stocks, priced live • Custom portfolios — group holdings with fractional ownership and broker cash, with value-history charts • Price alerts — set a target or stop price on a stock, crypto or metal • Other Assets — track a home, vehicle or receivable apart from your net worth • Unlimited custom ledgers and extra credit cards • Foreign-currency entries, converted at the daily rate • A consolidated Summary view with one row per entry • Export any ledger, budget or savings as a CSV file or a PDF • Full backup — export and import all your data as JSON PRIVATE BY DESIGN Everything is manual entry. GelirGider never connects to your bank or cards, has no account to sign up for, shows no ads, and runs no analytics. Your data stays on your device and, with iCloud sync, in your own private iCloud. AVAILABLE IN 6 LANGUAGES English, Türkçe, Deutsch, Español, Italiano, Français. GelirGider is free to use. GelirGider Premium unlocks the Budget and Savings tabs, custom portfolios, price alerts, unlimited ledgers, foreign currency, the Summary view, CSV/PDF export, and full backup — as a subscription (yearly or monthly, with a 7-day free trial) or a one-time lifetime purchase. Premium subscriptions renew automatically unless canceled at least 24 hours before the current period ends; manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nae-dev.com/gelirgider/privacy-policy.html