Comparison

Manilo vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Manilo

Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.

Highlights
  • Voice-activated expense logging
  • AI-powered categorization
  • Receipt scanning and OCR
  • Multi-currency account management
  • Shared expense tracking
  • Monthly budget setting
  • Web dashboard for insights
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker

Features
Read full description

Light Budget is the calm expense tracker for iPhone, iPad and Mac. • Add an expense in two taps — no forms, no accounts, no bank login • See exactly where the month went on one donut chart • On-device AI flags the category quietly growing this month • Free forever on one device. Pay only if you want iCloud sync No bank linking. No spreadsheets. No accounts. Your numbers live in your own private Apple cloud — we never see them. WHY PEOPLE SWITCH TO LIGHT BUDGET • Add an expense in two taps — no forms, no friction • Pick a budget in 10 seconds with categories you actually use • See spending by week, month or year on a single donut chart • On-device AI Insights show which category is growing fastest • Built-in forecast warns you before the month overruns • Free forever on a single device — pay only if you want sync PRIVATE BY DEFAULT We do not run a server. Your data lives in your own private CloudKit container — Apple's encrypted cloud storage that only you can read. No analytics SDK. No advertising. No third-party tracking. ELEVEN HOME-SCREEN WIDGETS A circular Burn-rate gauge that compares today's spending to your daily allowance, a forecast widget for the projected month-end total, a six-month trend mini-chart, top-category and donut summaries, and a Quick Add tile to log an expense straight from the Home Screen. SIRI, SHORTCUTS, SPOTLIGHT Tell Siri "Add expense to Light Budget", confirm the amount and category, and the transaction syncs to your other devices without ever opening the app. DESIGNED FOR APPLE PLATFORMS • iPhone with iOS 18.6 or later • iPad with iPadOS 18.6 or later • Mac with macOS 15.6 or later PREMIUM Free to use forever on a single device with a single budget. A small subscription unlocks: • Unlimited transactions across all your devices • iCloud sync between iPhone, iPad and Mac • Full Insights with month-over-month and year-over-year comparisons • CSV export for accountants and your own analysis • The full pack of widgets and the Shortcuts AppIntent Choose monthly, yearly (best value) or a one-off lifetime unlock. Everything goes through the App Store, and you can cancel any time. AVAILABLE IN English, Russian, Spanish, Portuguese, Italian, German and Dutch — with currency formatting for your region. — Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your account settings on the App Store. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Manilo4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Manilo at every 3 days against Expense Tracker's monthly. Manilo also leads on iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Manilo sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Manilo ships an update every 3 days, Expense Tracker monthly. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 7 level
Manilo versus Expense Tracker: the parameters behind the verdict, then further details
ParameterManiloExpense Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 3 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Mac
Requires iOS15.0 — better18.6
Further details — not scored
Size157 MB11 MB
Age rating4+4+
DeveloperBorys HarholinskyiViktor Grushevskiy

In-app purchases

2 purchases

Manilo

Subscriptions2
  • Ledgy Cloud Monthly7 Days trial$2.991 Month
  • Ledgy Cloud Yearly7 Days trial$19.991 Year
3 purchases

Expense Tracker

Subscriptions2
  • Premium Month$4.991 Month
  • Premium Year$12.991 Year
One-time1
  • Premium Lifetime$29.99

Questions

Is Manilo free?
Manilo is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Manilo or Expense Tracker have ads?
Neither Manilo nor Expense Tracker shows ads.
Which is updated more often, Manilo or Expense Tracker?
Manilo ships an update every 3 days, and Expense Tracker monthly. Most recently, Manilo was updated on September 17, 2026 and Expense Tracker on September 9, 2026.

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