Comparison

Manilo vs Expense Tracker and Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Manilo

Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.

Highlights
  • Voice-activated expense logging
  • AI-powered categorization
  • Receipt scanning and OCR
  • Multi-currency account management
  • Shared expense tracking
  • Monthly budget setting
  • Web dashboard for insights
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker and Manager

Features
Read full description

Take control of your finances with Expense Tracker & Manager. Easily record expenses, monitor spending, track bills, and stay on top of your budget with a simple and intuitive interface. Features:
 • Quick expense and income tracking 
• Spending insights 
• Expense history and reports 
• Secure and easy-to-use design Important:
A one-time payment of $30 is required to unlock and access all expense tracking features within the app. No expense or income entries can be created until lifetime access has been purchased. Whether you're managing daily expenses or planning your monthly budget, Expense Tracker & Manager helps you stay organized and make smarter financial decisions.

Screenshots

Manilo4 screens
Expense Tracker and Manager4 screens

Verdict

The call

The clearest difference is update cadence: Manilo at every 5 days against Expense Tracker and Manager's every 10 days. Expense Tracker and Manager's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Manilo sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker and Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Manilo ships an update every 5 days, Expense Tracker and Manager every 10 days. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 7 level
Manilo versus Expense Tracker and Manager: the parameters behind the verdict, then further details
ParameterManiloExpense Tracker and Manager
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size144 MB28 MB
Age rating4+4+
DeveloperBorys HarholinskyiBeant Kaur

In-app purchases

2 purchases

Manilo

Subscriptions2
  • Ledgy Cloud Monthly7 Days trial$2.991 Month
  • Ledgy Cloud Yearly7 Days trial$19.991 Year
1 purchases

Expense Tracker and Manager

One-time1
  • Lifetime Access$29.99

Questions

Is Manilo free?
Manilo is free to download, with in-app purchases available.
Is Expense Tracker and Manager free?
Expense Tracker and Manager is free to download, with in-app purchases available.
Do Manilo or Expense Tracker and Manager have ads?
Neither Manilo nor Expense Tracker and Manager shows ads.
Which is updated more often, Manilo or Expense Tracker and Manager?
Manilo ships an update every 5 days, and Expense Tracker and Manager every 10 days. Most recently, Manilo was updated on October 18, 2026 and Expense Tracker and Manager on October 10, 2026.

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