Comparison

Mindful Money vs Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mindful Money

This manual spending journal helps you understand your finances by logging every transaction yourself. Organize expenses into categories, set limits, and gain clarity through daily logs and monthly reflections. It emphasizes the awareness gained from manual input.

Highlights
  • Manual expense logging
  • Categorize into Needs, Wants, Savings
  • Set monthly category limits
  • Daily log with monthly charts
  • End-of-month reflections
  • Data backup and restore
Features
Read full description

Mindful Money is a manual spending journal. No bank connection, No automatic imports, No subscription. Every transaction you log yourself is one you truly feel. That moment of awareness, however brief, is what builds real financial clarity over time. HOW IT WORKS • Log expenses manually as you spend • Organize everything into Needs, Wants, and Savings • Set monthly limits per category • See your spending split at a glance WHAT YOU GET • Daily log with a monthly activity chart • Full history with category breakdowns • Smart monthly observations about your habits • End-of-month reflection, write a note to your future self • Backup and restore your data anytime THE PHILOSOPHY Most budgeting apps connect to your bank and do the work for you. Mindful Money doesn't. The friction is the feature. When you type in $67 for dinner, you own that decision in a way an automatic import never gives you. No bank connection. No subscription. Just you and your money.

About

Simple Expense Tracker

Features
Read full description

Simple Expense Tracker is an easy budget and spending app for everyday money management. Record daily expenses, add planned payments, and check your remaining budget at a glance. The app automatically shows your actual spending, planned total, daily budget, and monthly pace so you can avoid overspending without complicated bookkeeping.

Screenshots

Mindful Money4 screens
Simple Expense Tracker3 screens

Verdict

The call

The clearest difference is price: Simple Expense Tracker at Free against Mindful Money's $0.99. Simple Expense Tracker also leads on iOS requirement (13.0 vs 26.4). Mindful Money's advantage is ads (none vs shown). On in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Simple Expense Tracker is free to download; Mindful Money costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Scorecard3 real differences · 6 level
Mindful Money versus Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterMindful MoneySimple Expense Tracker
Price$0.99Free — better
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequency—Every 6 days
AdsNo — betterYes
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.413.0 — better
Further details — not scored
Size1 MB24 MB
Age rating4+4+
DeveloperWylder EverettYUKI HIGASHI

In-app purchases

None

Mindful Money

No in-app purchases

None

Simple Expense Tracker

No in-app purchases

Questions

Is Mindful Money free?
Mindful Money costs $0.99, with no in-app purchases.
Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Do Mindful Money or Simple Expense Tracker have ads?
Simple Expense Tracker shows ads; Mindful Money does not.

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