Spendrift vs SpendZy

Log an expense by saying it out loud. Or let your bank's SMS do it for you. Spendrift is an expense tracker built around getting the transaction in fast because the reason budgeting apps fail is the typing, not the tracking. FOUR WAYS TO CAPTURE Voice Say "spent 400 on groceries with the card" and it's logged: amount, category, and account filled in for you. No forms, no dropdowns. Bank SMS, automatically Set up a Shortcuts automation once, and every bank alert your phone receives turns into a transaction on its own. You never open the app. Messages are redacted on device before anything is processed. Bank statement PDF Drop in a whole statement and get every row back as a transaction. Months of backlog cleared in one go. Receipt photo Point the camera at a receipt, or share one in from anywhere in iOS, and skip the typing entirely. THE TRACKER UNDERNEATH - Expenses and income across multiple accounts, with balances that reflect what you actually log - Month-by-month navigation and history grouped by day, so recent activity stays scannable - Categories and accounts you define, matching how you really spend - Analytics: category charts, daily spending, and weekday patterns PRIVATE BY DEFAULT Your data stays on your device. No account to create, no bank login, no connecting Spendrift to anything. The App Store privacy label says it plainly: this app collects no data. FREE AND PRO Everything above is free: manual entry, unlimited accounts and categories, charts, widgets, Shortcuts. Spendrift Pro unlocks the four AI capture methods: voice, bank SMS auto-import, PDF statement import, and receipt scan. Monthly or one-time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SpendZy is your all-in-one personal finance companion — track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups. AUTO-TRACK FROM BANK MESSAGES Set up a Shortcut once and SpendZy can automatically log expenses and income from your bank SMS and UPI notifications. No manual entry for every transaction. EXPENSE & INCOME TRACKING • Log spending and income with categories and notes • See daily, weekly, and monthly summaries • Search and filter your full history • Home screen widget for quick add LEND & OWE • Track money you lent or borrowed • Set due dates and get reminders • Organize contacts into folders • Record partial payments and settlements SAVINGS GOALS • Create goals with targets and deadlines • Track progress at a glance • Stay motivated with visual progress CHITTI MANAGEMENT • Manage fixed or variable chitti schemes • Track members and monthly payments • See who has paid and what’s outstanding MORE YOU’LL LOVE • Multi-currency support • Local backup and restore • Google Drive backup (Premium) • Dark mode and multiple languages • Daily expense summary notifications SPENDZY PREMIUM • Auto-track from bank messages • Due date reminders • Unlimited lend/owe folders • Unlimited savings goals • Google Drive backup & restore Take control of your money — from everyday spending to loans, savings, and chitti — all in one clean, simple app.