Spendrift vs Cashly

Log an expense by saying it out loud. Or let your bank's SMS do it for you. Spendrift is an expense tracker built around getting the transaction in fast because the reason budgeting apps fail is the typing, not the tracking. FOUR WAYS TO CAPTURE Voice Say "spent 400 on groceries with the card" and it's logged: amount, category, and account filled in for you. No forms, no dropdowns. Bank SMS, automatically Set up a Shortcuts automation once, and every bank alert your phone receives turns into a transaction on its own. You never open the app. Messages are redacted on device before anything is processed. Bank statement PDF Drop in a whole statement and get every row back as a transaction. Months of backlog cleared in one go. Receipt photo Point the camera at a receipt, or share one in from anywhere in iOS, and skip the typing entirely. THE TRACKER UNDERNEATH - Expenses and income across multiple accounts, with balances that reflect what you actually log - Month-by-month navigation and history grouped by day, so recent activity stays scannable - Categories and accounts you define, matching how you really spend - Analytics: category charts, daily spending, and weekday patterns PRIVATE BY DEFAULT Your data stays on your device. No account to create, no bank login, no connecting Spendrift to anything. The App Store privacy label says it plainly: this app collects no data. FREE AND PRO Everything above is free: manual entry, unlimited accounts and categories, charts, widgets, Shortcuts. Spendrift Pro unlocks the four AI capture methods: voice, bank SMS auto-import, PDF statement import, and receipt scan. Monthly or one-time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Cashly is a simple, private expense tracker that works fully offline. Add income and expenses in seconds. See this month’s net balance, spending by category, and recent activity — without creating an account or syncing to the cloud. WHY CASHLY • Fast logging — capture spending before you forget it • Monthly snapshot — net, income, and expenses at a glance • Category view — know where the money goes • On-device only — your financial data never leaves the phone • Clean design — calm teal UI, built for daily use CASHLY PRO (ONE-TIME) • Remove ads forever • Category budgets with progress • CSV export for your own records Optional: watch a short rewarded ad for a day without ads. Internet is used only for ads and in-app purchases. Cashly does not upload your transactions to any server. Perfect for household budgets, cash spending, freelancers, and anyone who wants a private money notebook.