IOR App vs Moneto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOR App
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IOR App è l’app ufficiale dell’Istituto per le Opere di Religione dedicata alla gestione sicura delle autorizzazioni. L’app consente di confermare in modo semplice e protetto l’accesso al proprio Internet Banking e le operazioni dispositive effettuate tramite IORPortal, migliorando la sicurezza e rendendo l’esperienza di utilizzo più immediata. Grazie alle notifiche push e ai meccanismi di autenticazione avanzata del dispositivo, IORApp permette di approvare login, pagamenti ed altre richieste con un semplice tap, garantendo rapidità, protezione e pieno controllo da parte dell’utente. Funzionalità principali: • Autorizzazione delle login effettuate su IOR Portal; • Conferma delle operazioni dispositive effettuate su IOR Portal; • Notifiche push in tempo reale per richieste di approvazione; • Accesso rapido tramite riconoscimento biometrico del dispositivo; • Gestione sicura del dispositivo associato. IOR App è riservata agli utenti dell’Istituto e può essere utilizzata dopo l’abilitazione del proprio account. L’app adotta standard di sicurezza avanzati per garantire la protezione dei dati e la corretta gestione delle autorizzazioni. https://ior.va https://portal.ior.va
Moneto
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Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it
Screenshots
Verdict
The clearest difference is in-app purchases: IOR App at none against Moneto's 1. IOR App also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moneto sells 1 in-app purchase, starting at $9.99 per year. IOR App asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 6 days. Both last shipped on October 25, 2026.
| Parameter | IOR App | Moneto |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days | Every 6 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 43 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Istituto per le Opere di Religione | Carmelina Cafaro |
In-app purchases
IOR App
No in-app purchases
Moneto
- Moneto Premium7 Days trial$9.991 Year









