Comparison

TodayRate vs Money Focus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TodayRate

Access real-time exchange rates for over 160 global currencies. Convert between any supported currency with up-to-date information.

Highlights
  • Real-time exchange rates
  • Supports 160+ currencies
  • Currency conversion
  • Global currency support
Features
Read full description

TodayRate is a simple multi-currency converter for travel, shopping, and everyday comparisons. ONE AMOUNT, MULTIPLE CURRENCIES Enter an amount to see several target currencies at once. The default amount of 1 makes rates easy to read. Tap a result to switch the base currency. Search currencies by name or code, save favorites, and arrange your list. DAILY HISTORICAL TRENDS Explore one-month, three-month, and one-year charts. Touch and drag to inspect the date and rate at a point, or look up a reference rate for a specific date. OFFICIAL BANK PAGES For pairs involving the Chinese yuan, open official foreign exchange pages from Bank of China, ICBC, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, and Postal Savings Bank of China. Browse within the app or open the system browser. Page content, language, and availability are provided by each bank. CHOOSE YOUR LANGUAGE Use English, Simplified Chinese, or Traditional Chinese. Follow the system language or make your own choice in Settings. CLEAR SOURCES AND LOCAL CACHING Reference rates are obtained through Frankfurter and display their source and reference date. Favorite currencies and loaded rates are saved on your device. Previously cached data remains available offline and is clearly marked. No registration or login is required. Daily reference rates are not live trading quotes. Actual exchange rates, settlement, and fees depend on your bank or service provider. The free app may show ads. An in-app purchase removes ads, and existing purchases can be restored. Support: https://tricosmos.cn/products/todayrate/

About

Money Focus

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

Highlights
  • Account transaction and balance tracking
  • Budget creation and tracking
  • Bill management with reminders
  • Income and expense tracking
  • Multiple profile support
  • Financial reports and charts
  • Passcode protection
Features
Read full description

A simple but comprehensive, brief and clear personal & business finance management app. Be good at managing money matters will make your life relaxed and well-organized. Check your Accounts transactions and balance; Check Transactions under a Category; Create Budgets and track transactions under them; Track income and expense Bills and make sure they are paid on time. View Transactions by date. It supports multiple profiles; you can track yours, family members or business finance separately. It can list your transaction by daily, weekly, monthly or yearly, and generate kinds of reports, so you can see clearly about your earnings and spending. Key Features: ⁃ Add a transaction with photo of receipt, payees, account, category, budget, check number, and date. ⁃ Track total accounts balance and balance of each account. ⁃ Check transactions of each account. ⁃ Create categories and sub-categories. ⁃ Check transactions and amounts under a category. ⁃ Create budgets and transaction their transactions. ⁃ Calendar and list view of bills. ⁃ Mark bills as fully or partially paid. ⁃ Create bills reminders to make sure they are paid on time. ⁃ Calendar and list view of Bills. ⁃ Track income and expense bills with or without a repeat cycle. ⁃ Show all transactions by daily, weekly, monthly and yearly. ⁃ Copy transaction to quick add a new one. ⁃ Hide or show cleared transactions. ⁃ Add repeat and one time transactions. ⁃ Mark transaction as cleared or not. ⁃ Dividing one transaction to multiple. ⁃ Built-in calculator or default keyboard to enter amount. ⁃ Check total accounts balance chart view. ⁃ Supports multiple currencies. ⁃ Search transactions by payee, category, account, amount or note. ⁃ Over view of recently finance status. ⁃ Nine finance reports. ⁃ Supports multiple groups, manage your personal, family member and business finance separately. ⁃ Passcode protection. ⁃ Share data by email. ⁃ Supports AirPrint. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Create multiple reminders. ⁃ Refresh exchange rate or change them manually. ⁃ Supports Today Widget. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). Payment: Payment will be charged to iTunes Account at confirmation of purchase. Subscribe semiannual. You will be charged in your local currency at the prevailing exchange rate as defined by iTunes." Purchase semiannual subscription for all features for USD$2.99. Auto Renew: Once subscribes, your account will be charged USD$2.99/semiannual, based on your previous subscription, for renewal within 24-hours before the end of the current period. Change Subscription Type: If you want to change your subscription type, Open the "Settings" app. Tap your name, then tap "Subscribe." Tap the name of the subscription you want to change. If different types of subscriptions are available, a list will be displayed. Tap the desired option.Tap "Buy". Share Subscription: If you want to share a subscription with family, please open the Settings app, tap your name and Subscriptions. Then tap the name of the subscription that you can share with family, scroll down and turn on Share with Family. Cancel Subscription: Subscriptions are managed by your Apple account and auto-renewal can be turned off at least 24 hours before the end of the current period, in Account Settings after purchase. By completing your subscription, you agree to app's Term of Use & Privacy Policy. Term of Use:https://www.thelinklinks.com/term.html Privacy Policy:https://www.thelinklinks.com/privacypolicy.html If you have any question or want to add more units, please email to linklinksapp@tom.com.

Screenshots

TodayRate4 screens
Money Focus4 screens

Verdict

The call

The clearest difference is review sentiment: Money Focus at 79% against TodayRate's 0%. Money Focus also leads on rating (4.2 vs 2.0) and ratings volume (72 vs 1). TodayRate's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 6 weeks vs every 4 months). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TodayRate sells 1 one-off in-app purchase and Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Money Focus holds the better App Store score, 4.2 against 2.0. That said, the two scores are not equally well evidenced: Money Focus has 72 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of TodayRate's written reviews are positive against 79% of Money Focus's.

UpkeepUpdate frequency

TodayRate ships an update every 6 weeks, Money Focus every 4 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard7 real differences · 3 level
TodayRate versus Money Focus: the parameters behind the verdict, then further details
ParameterTodayRateMoney Focus
PriceFreeFree
Rating2.0 (1 ratings)4.2 (72 ratings) — better
Positive reviews0.0% of reviews79.1% of reviews — better
Number of ratings172 — better
Update frequencyEvery 6 weeks — betterEvery 4 months
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS17.015.6 — better
Further details — not scored
Size8 MB46 MB
Age rating4+4+
DeveloperGuilin Sanyu Technology Co., LtdLINKLINKS LTD

Customer experience

TodayRate

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Money Focus

All ratings72 ratings
Positive81.9%
Neutral2.8%
Negative15.3%
Written reviews91 reviews
Positive79.1%
Neutral6.6%
Negative14.3%

Bugs and requests

TodayRate

Not enough reviews yet to summarise bugs or requests.

Money Focus

Reported bugs

14 issues
  • Auto-fill for payers and payees not working after update 7.0
  • SALDI DEI CONTI and FLUSSO CONTANTI fields not working
  • QUEST’ANNO search not working
  • Decimal point not available in calculator
  • App crashes when updating category
Show 9 more
  • App crashes when selecting an account
  • App crashes immediately upon opening after iOS 14.2 update
  • Transactions disappear when clearing others
  • Dropbox crashes when selected
  • Email and print button not working
  • App crashes when putting in a new bill and choosing category
  • Data lost after app crash
  • Keyboard lost decimal point after update
  • Beneficiary/payer loading is very slow

Requested features

14 requests
  • Add decimal point/period to calculator
  • Add Arabic language support
  • Improve auto-fill for payers and payees
  • Add import functionality
  • Implement stack to add view money transactions and budget
Show 9 more
  • Add dark mode
  • Improve sync between devices
  • Allow splitting transactions across multiple budgets
  • Add money goal setting
  • Allow adding transactions from any page/account
  • Add account logos
  • Add different theme options
  • Improve budgeting module
  • Add tutorials for features

In-app purchases

1 purchases

TodayRate

One-time1
  • Remove Ad$1.99
2 purchases

Money Focus

Subscriptions1
  • Premium - 6 months$2.996 Months
One-time1
  • Pro Version$4.99

Questions

Is TodayRate free?
TodayRate is free to download, with in-app purchases available.
Is Money Focus free?
Money Focus is free to download, with in-app purchases available.
Which has better reviews, TodayRate or Money Focus?
Money Focus is rated higher. TodayRate averages 2.0 out of 5 from 1 ratings, while Money Focus averages 4.2 from 72 ratings.
Do TodayRate or Money Focus have ads?
Both TodayRate and Money Focus show ads.
Which is updated more often, TodayRate or Money Focus?
TodayRate ships an update every 6 weeks, and Money Focus every 4 months. Most recently, TodayRate was updated on November 1, 2026 and Money Focus on November 2, 2026.

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