Simply Spend vs Finance Audit Planner

Simply Spend is the dedicated manager for your self-assigned allowance, helping you pace your discretionary spending so you never have to worry about going over your limit. Now 100% free with all premium features unlocked. By logging your coffee runs, weekend trips, and hobbies, you'll have total clarity to ensure your personal joy stays within your limits. With our "Subtract" logic and beautiful pie chart visuals, you'll know exactly where your money is going in seconds. WHAT’S INCLUDED FOR EVERYONE: • Visual-First Design: See your spending habits instantly through clean, organic pie charts. • Simple "Subtract" Logic: Input your budget, subtract your expenses, and breathe easy. • 90% Smart Alerts: We’ll nudge you when you’ve reached 90% of your category limits. • Custom Categories: Personalize your budget to fit your exact lifestyle. • Annual Spending Reports: See the big picture with a comprehensive year-end breakdown. • Receipt Scanning & Logging: Snap a photo and let us do the heavy lifting. • Income Input: Easily add 'Deposits' for refunds or gifts. Terms of Use: Simply Spend is governed by the standard Apple Licensed Application End User License Agreement (EULA). Privacy Policy: https://smart-spend-smiling-flow.base44.app/privacy

Finance Audit Planner is a calm, private money tool that helps you see exactly where you stand — and what to do next. Everything runs on your device. No accounts. No cloud sync. No third‑party analytics. Your financial data never leaves your device. What you can do: • NET POSITION — Track checking, savings, cash, investments, retirement, credit cards, mortgages, auto loans, student loans, HELOC, and more in one view. Watch your real net worth update in real time. • STATEMENT IMPORT — Download a CSV statement from your own bank's website (your login never touches the app) and import it in seconds. Transactions are categorized automatically, entirely on your device. • SUBSCRIPTION AUDIT — The app scans your transactions on-device and finds recurring charges automatically: streaming, software, gym, and forgotten free trials. See the true monthly and yearly cost and stop paying for things you don't use. • DEBT PLANNER — Model snowball or avalanche payoff strategies across every loan and credit card. See your debt‑free date and how much interest you'll save. • SPENDING INSIGHTS — Categorized transactions, recurring vs one‑off, business vs personal, and tax‑category tagging for cleaner audits at year end. • ENVELOPES & BILLS — Budget with classic envelopes, track due dates, autopay status, and minimum payments. • RECEIPTS — Capture deductible business expenses with tax categories for fast quarterly and annual reporting. Designed for clarity: • Quiet forest‑green and warm‑gold aesthetic that respects your attention • Built natively in SwiftUI for fluid performance on your phone and tablet • Full Dynamic Type and accessibility support • Works completely offline — no internet required after install No ads. No tracking. No bank logins. Your money. Your device. Your business. FINANCE AUDIT PRO SUBSCRIPTION Full access requires Finance Audit Pro, an auto‑renewable subscription: $24.99 per year (US pricing; other regions may vary). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically each year unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://p-7pk04mdymdywzxysdkoe2.rork.live/terms Privacy Policy: https://p-7pk04mdymdywzxysdkoe2.rork.live/privacy