Envelope Lite vs Savings Jar

Take control of your money with Envelope Lite - a simple, privacy-first budget tracker. Divide your income into different envelopes, log expenses in seconds, and see exactly where your money goes. Local-first - your financial data stays on your device. Ad-supported with consent controls. How it works: Divide your monthly income into different budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, and Emergency/Debt. Every time you spend money, log it in the right envelope. See instantly how much you have left. Key Features: - Envelope Budgeting - different budget envelopes with adjustable amounts. See spent vs budget at a glance with color-coded progress bars. - Quick Expense Logging - Built-in calculator with quick keys for fast amount entry. Log an expense in under 15 seconds. - Sub-Categories - Classify expenses within each envelope (e.g., Breakfast, Lunch, Dinner under Food & Dining) for detailed spending insights. - Payment Tracking - Record how you paid: Cash, Bank Account, E-wallet (Momo, ZaloPay, GrabPay, VNPay), or Card (Credit, Debit, Prepaid). - Discount & Voucher Tracking - Record original price and discount separately. Know what you actually paid vs what you saved. - Spending Reports - Visual reports with charts showing budget vs actual, spending by category, and payment source breakdown. - Smart Reminders - Daily notification that adapts to your activity. Already logged your expenses? The reminder stays quiet. - Tags - Add freeform tags like store names or people for quick context on any transaction. - Local-First - All your financial data stays on your device. No account required. No cloud sync. The app works fully offline once installed. Privacy First: Your financial data never leaves your device - no transactions, budgets, or notes are uploaded anywhere. Envelope Lite is ad-supported (Google AdMob); you can choose personalised or non-personalised ads at first launch and change your mind any time in Settings -> Privacy & Data. See the privacy policy for what AdMob handles. Designed for daily use: The app is built around one habit: spend money, open app, log expense, close app. Everything is optimised for this 15-second daily action. Perfect for: - Anyone starting their budgeting journey - People who prefer cash-based or envelope-style budgeting - Users who value privacy and want no cloud dependency - Southeast Asian markets with VND-optimised amount input

Save for the goals you can actually see. Every deposit fills a glass jar a little higher, so putting money aside stops feeling like a spreadsheet chore and starts feeling like progress you watch happen. Most budgeting apps bury your goals inside charts and categories. JarGoals gives each goal its own jar that fills as you contribute, so a vacation fund, a new car, an emergency cushion, or a home deposit each become something visual you want to top up. WHAT YOU GET - A dedicated filling jar for every goal, rising from empty to full as you save - Log deposits and withdrawals with notes, and watch the jar react instantly - A projected finish date and suggested weekly amount so you know if you are on pace - An activity timeline of every contribution across all your jars, grouped by day - Insight charts showing money saved over time, saving streaks, and totals per jar - Weekly reminder nudges on the day you choose to keep the habit going PERFECT FOR - Savers building a sinking fund toward a specific purchase - Anyone growing an emergency fund one deposit at a time - Families saving for a vacation, a car, or a first home - People who stay motivated by seeing visible progress, not just numbers WHY NOT JUST USE A NOTES APP OR SPREADSHEET A note only holds a number. JarGoals shows a jar that fills, calculates whether your pace hits your deadline, tracks your streak, and reminds you each week, so the goal stays in front of you instead of forgotten in a file. PRIVACY Your jars and contributions stay on your device. No account required, no ads, no tracking, and it works fully offline. FULL ACCESS JarGoals is free to track up to 2 jars. Premium unlocks unlimited goal jars, projected finish dates, insight projections, and custom cover photos for your goals. Premium is available as a weekly plan, a yearly plan (free trial available), or a one-time lifetime purchase. Payment is charged to your Apple ID, subscriptions renew automatically unless canceled at least 24 hours before the period ends, and you can manage or cancel anytime in Settings. Create your first jar today and watch your savings rise. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com