ZeroOut Debt Planner vs PumpTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZeroOut Debt Planner
Create a personalized debt payoff plan with step-by-step guidance. Enter your debts and choose a strategy to visualize your debt-free date. Track payments and find extra funds for faster debt reduction.
- Debt payoff strategies (Snowball & Avalanche)
- Month-by-month payment schedule
- Payment tracking and debt status
- PDF roadmap export
- Income and bills tracker
- Visual progress dashboard
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ZeroOut helps you build a clear, step-by-step plan to pay off your debt. Enter your debts, choose a strategy, and see exactly when you'll be debt-free. HOW IT WORKS Add your debts with balances, interest rates, and minimum payments. ZeroOut calculates your optimal payoff order using either the Snowball method (smallest balance first) or Avalanche method (highest interest first). Track each payment and watch your balances drop to zero. FEATURES - Snowball & Avalanche strategies with side-by-side comparison - Month-by-month payment schedule showing every debt - Track payments and mark debts as paid off - PDF Roadmap export to save or share your plan - Income & bills tracker to find extra money for debt - Visual progress dashboard with debt-free date countdown PRIVACY FIRST ZeroOut collects zero data. No accounts, no analytics, no third-party SDKs. All your financial information stays on your device using Apple's SwiftData. We can't see it, and neither can anyone else. COMPLETELY FREE No ads. No in-app purchases. No subscriptions. No paywalls. ZeroOut is and will always be 100% free.
PumpTrack
Easily scan, organize, and export fuel receipts from your iPhone. Track spending by vehicle, generate reports, and understand your fuel consumption. No account or ads required.
- Scan fuel receipts with camera or image upload
- Automatic data extraction (gas station, amount, volume)
- Organize receipts by vehicle
- Track fuel spending and activity summaries
- Export data to CSV
- Generate PDF reports (Pro feature)
- Home Screen and Lock Screen widgets
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Fuel receipts, finally sorted. PumpTrack helps you scan, save, organize, and export fuel receipts directly from your iPhone. Keep track of your fuel spending, organize receipts by vehicle, and prepare reports when you need them. No account required. SCAN IT. REVIEW IT. SAVE IT. Take a photo, choose an existing receipt image, or enter the details manually. PumpTrack looks for the gas station, transaction date, total amount, and fuel volume. Review the results, make any corrections, and save the receipt to your searchable history. Receipt text recognition runs on your iPhone using Apple’s Vision technology. Your receipt images aren’t uploaded to an external AI scanning service. UNDERSTAND YOUR FUEL SPENDING See spending, fill-ups, fuel volume, average fill-up cost, average fuel price, and spending activity for the selected period. View all time, this month, last month, or this year. With multiple vehicles, switch between individual vehicles and a combined view. KEEP EVERY RECEIPT ORGANIZED Search your transaction history and open any receipt to review or edit its details. Optionally save the original receipt image so you can refer to it later. Track one vehicle for free, or unlock Pro to organize multiple vehicles. Archive a vehicle when you no longer use it while keeping its receipt history. EXPORT THE RECORDS YOU NEED Export CSV spreadsheets for free to use in Excel, Numbers, or Google Sheets. With Pro, create polished PDF reports for your records or business expense reporting. Choose a vehicle and date range, including custom dates, and check the receipt count before exporting. Share or save your report directly from your iPhone. YOUR FUEL, AT A GLANCE Pro widgets bring monthly spending and fuel volume to your Home Screen. Add a quick-scan shortcut to your Home Screen or Lock Screen to open the receipt camera. START FREE. KEEP TRACKING. The free version includes: • Five scanned-and-saved receipts each calendar month • Unlimited manual receipt entries • One active vehicle • Spending summaries and searchable history • Optional receipt-image storage • CSV exports by vehicle and date range Only successfully scanned-and-saved receipts count toward your allowance. Failed scans and cancelled entries do not count. Used your five scans? You can still add receipts manually and access your saved records. Your free scans renew next month. Unused scans do not carry over. UNLOCK PUMPTRACK PRO ONCE One purchase unlocks: • Unlimited receipt scans • Multiple vehicles • PDF reports by vehicle and date range • All Home Screen and Lock Screen widgets Lifetime Pro access. No subscription. MADE FOR EVERYDAY USE • Currency based on your iPhone region • Litres or United States liquid gallons • Light, dark, and system appearance • No account required • No advertising Every receipt is different. Text recognition can be affected by receipt layouts, faded printing, glare, shadows, image quality, and regional formats. Always review the station, date, total amount, and fuel volume before saving.
Screenshots
Verdict
The clearest difference is in-app purchases: ZeroOut Debt Planner at none against PumpTrack's 1. PumpTrack's advantage is ratings volume (4 vs 1) and iOS requirement (18.6 vs 26.4). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PumpTrack sells 1 one-off in-app purchase. ZeroOut Debt Planner asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for ZeroOut Debt Planner against 5.0 for PumpTrack. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
| Parameter | ZeroOut Debt Planner | PumpTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.4 | 18.6 — better |
| Further details — not scored | ||
| Size | 3 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonathan Fiorucci | Avi Shany |
In-app purchases
ZeroOut Debt Planner
No in-app purchases
PumpTrack
- PumpTrack Pro$5.99
Questions
Is ZeroOut Debt Planner free?
Is PumpTrack free?
Which has better reviews, ZeroOut Debt Planner or PumpTrack?
Do ZeroOut Debt Planner or PumpTrack have ads?
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