Settl vs Settl

Most split apps make shared money feel complicated. Settl is built to make it feel effortless. Settl combines three things most apps don't get right together: 1. Multi-currency settlement, built for how you actually pay 2. Settl AI for faster expense creation 3. Clean, minimal design that stays out of your way Whether it's roommates, trips, couples, events, or everyday friend spends, Settl helps you split clearly and settle quickly without awkward reminders — now in USD, EUR, INR, GBP, and AED. Why Settl feels different: Multi-currency by design Split and settle in USD, EUR, INR, GBP, or AED. Mix currencies across trips and groups without the math headache. Settl AI built into the workflow Create expenses and groups faster from natural language. Less typing, fewer mistakes, quicker tracking. Minimal, calm interface No clutter, no heavy screens, no confusion. Just the information you need: who paid, who owes, and what's next. Real-time balance clarity Always know your net position across friends and groups with transparent calculations, in the currency that makes sense for you. Faster group coordination Invite with links, add members easily, and keep everyone aligned in one place. Reliable history and accountability Track expenses, settlements, and reminders with confidence. What you can do with Settl: - Create groups for home, travel, parties, and more - Add and split expenses fairly, in any supported currency - Track who owes and who should receive - Send nudges to settle pending amounts - Share invite links instantly - Keep a clean record of shared spending Settl Pro unlocks advanced power features: - Deep spending insights - Enhanced Settl AI experience - Full transaction history access - Unlimited reminder nudges - Priority support and early access If you want a split app that is multi-currency, AI-assisted, and beautifully minimal, Settl is built for you. Split smarter. Settle faster. Stay friends. Privacy Policy: https://www.termsfeed.com/live/6641d201-e224-4c27-8f61-1639c0373af9 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split any bill in one sentence. Say it, scan it, Settl. Settl is the fastest way to split expenses with friends, roommates and travel buddies. Tap the mic, say what happened, and the expense is logged, split and converted in about a second. "Dinner was 240, the Sharmas had the wine, split the rest." Logged. Itemized. Everyone owes the right amount. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday." Two expenses, dated correctly, converted from yen. SAY IT, SCAN IT, OR TAP IT One mic button sits at the bottom of every screen. Point the camera at a receipt and Settl reads the total and the items. Prefer typing? Every action still works by hand. WHAT YOU CAN DO • Split equally, by exact amounts, by percentage, by shares, or item by item • Groups for trips, shared houses, couples and one-off dinners • Settle up 1-on-1 with a friend, no group needed • See who owes whom across every group in one balance • Track IOUs and record payments when someone pays you back • Multi-currency with daily exchange rates, built for travel • Comment on any expense to sort out the details • Import your history from Splitwise in a couple of taps WHY PEOPLE SWITCH You're not bad at money. You just hate asking for it. Every group dinner ends the same way: receipts on the table, half-typed payment requests, someone doing math in a notes app. Older bill-splitting apps solved the ledger. They never solved the chore of logging the thing in the first place. Settl does. Start a group, share the link, and split your next dinner before the check arrives. Questions or feedback? hello@settl.fyi Privacy: https://settl.fyi/privacy Terms: https://settl.fyi/terms