Comparison

Settl vs Wandersplit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Settl

Features
Read full description

Most split apps make shared money feel complicated. Settl is built to make it feel effortless. Settl combines three things most apps don't get right together: 1. Multi-currency settlement, built for how you actually pay 2. Settl AI for faster expense creation 3. Clean, minimal design that stays out of your way Whether it's roommates, trips, couples, events, or everyday friend spends, Settl helps you split clearly and settle quickly without awkward reminders β€” now in USD, EUR, INR, GBP, and AED. Why Settl feels different: Multi-currency by design Split and settle in USD, EUR, INR, GBP, or AED. Mix currencies across trips and groups without the math headache. Settl AI built into the workflow Create expenses and groups faster from natural language. Less typing, fewer mistakes, quicker tracking. Minimal, calm interface No clutter, no heavy screens, no confusion. Just the information you need: who paid, who owes, and what's next. Real-time balance clarity Always know your net position across friends and groups with transparent calculations, in the currency that makes sense for you. Faster group coordination Invite with links, add members easily, and keep everyone aligned in one place. Reliable history and accountability Track expenses, settlements, and reminders with confidence. What you can do with Settl: - Create groups for home, travel, parties, and more - Add and split expenses fairly, in any supported currency - Track who owes and who should receive - Send nudges to settle pending amounts - Share invite links instantly - Keep a clean record of shared spending Settl Pro unlocks advanced power features: - Deep spending insights - Enhanced Settl AI experience - Full transaction history access - Unlimited reminder nudges - Priority support and early access If you want a split app that is multi-currency, AI-assisted, and beautifully minimal, Settl is built for you. Split smarter. Settle faster. Stay friends. Privacy Policy: https://www.termsfeed.com/live/6641d201-e224-4c27-8f61-1639c0373af9 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Wandersplit

Features
Read full description

Wandersplit is a simple and powerful way to track shared expenses during trips, vacations, road trips, group getaways, and travel with friends or family. Create a group for your trip, invite participants, and keep every shared expense in one place. Add who paid, who participated, the amount, currency, category, payment date, and even a receipt photo. Wandersplit automatically recalculates balances so everyone knows who owes whom. Track Every Trip Expense Use Wandersplit for hotels, restaurants, taxis, groceries, flights, fuel, parking, entertainment, shopping, booking fees, and more. Each expense can include a title, amount, currency, payer, category, date, participants, and receipt image. Flexible Splitting Split expenses in the way that fits your situation: - split equally between selected participants; - split by percentage; - split by exact amounts. Perfect for dinners, shared accommodation, group activities, and mixed expenses where not everyone pays the same share. - Multi-Currency Support Travel often means paying in different currencies. Wandersplit lets you create a group with a base currency while still adding expenses in other currencies, helping you keep balances clear across the whole trip. - Receipt Scanning Upload a receipt photo and Wandersplit can help extract items, amounts, service charges, discounts, and totals. This is especially useful for restaurants, cafΓ©s, and group meals. - Smart Categories Wandersplit can automatically suggest a category based on the expense title, helping you add expenses faster and keep your trip organized. - Clear Balances See who owes you, who you owe, and how balances are split between group members. Wandersplit keeps calculations transparent and easy to understand. - Settle Up When someone pays back a debt, simply mark it as settled. Wandersplit does not process money transfers; it helps you track and confirm payments between participants. - Group Activity Feed Stay updated with a shared activity feed showing expenses, settlements, and new members joining the group. - Invite Friends Easily Share an invite link so friends can quickly join your trip group and start tracking expenses together. Wandersplit is built for travelers who want to spend less time calculating and more time enjoying the trip. Keep your shared expenses organized, transparent, and easy to settle. Terms of use: https://anapps.studio/wandersplit/terms-of-use Privacy Policy: https://anapps.studio/wandersplit/privacy-policy

Screenshots

Settl4 screens
Wandersplit4 screens

Verdict

The call

The clearest difference is ads: Settl at none against Wandersplit's shown. Settl also leads on iOS requirement (15.1 vs 18.0). Wandersplit's advantage is update cadence (every 5 days vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Settl sells 3 in-app purchases, starting at $4.99 per month and Wandersplit sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settl ships an update every 2 months, Wandersplit every 5 days. The most recent releases landed on August 11, 2026 and September 9, 2026 respectively.

Scorecard3 real differences Β· 3 level
Settl versus Wandersplit: the parameters behind the verdict, then further details
ParameterSettlWandersplit
PriceFreeFree
Update frequencyEvery 2 monthsEvery 5 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.1 β€” better18.0
Further details β€” not scored
Size45 MB61 MB
Age rating4+4+
DeveloperDevanshu RuhelaAndrei Miadzvedzeu

In-app purchases

3 purchases

Settl

Subscriptions2
  • Settl Pro Monthly$4.991 Month
  • Settl Pro Yearly$49.991 Year
One-time1
  • Settl Pro Lifetime$49.99
3 purchases

Wandersplit

One-time3
  • Small Trip$2.99
  • Regular Trip$4.99
  • Lifetime$19.99

Questions

Is Settl free?
Settl is free to download, with in-app purchases available.
Is Wandersplit free?
Wandersplit is free to download, with in-app purchases available.
Do Settl or Wandersplit have ads?
Wandersplit shows ads; Settl does not.
Which is updated more often, Settl or Wandersplit?
Settl ships an update every 2 months, and Wandersplit every 5 days. Most recently, Settl was updated on August 11, 2026 and Wandersplit on September 9, 2026.

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