VaultMesh vs PaymentFlow
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
VaultMesh
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Take control of your passwords. VaultMesh keeps them encrypted on your own devices and syncs directly between them โ no cloud account, no vendor lock-in. Key Features โข Local-first vault: passwords stay encrypted on your device โข End-to-end encryption: only you can unlock your data, even during sync โข Direct P2P sync over your local network โ fast, private, no relay needed โข Optional self-hosted relay for sync across different networks โข Autofill on supported login pages โข Built-in one-time codes (TOTP) โข Strong password generator โข Secure device pairing Why VaultMesh Most password managers store your encrypted data on their servers. VaultMesh flips that around โ your vault lives on your devices, and you decide how they sync. Same Wi-Fi? Devices connect peer-to-peer. Across networks? Run your own relay; it only forwards encrypted data and never holds your secrets. Privacy by Design โข No cloud account required โข Master password never leaves your device โข Self-hostable relay โ keep complete control of your sync infrastructure โข Works fully offline once paired VaultMesh is built for people who want a cross-device password manager without the trade-offs: no central server seeing your data, no subscription you can't escape, no lock-in. Local-first. End-to-end encrypted. Yours.
PaymentFlow
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ใใใฎๆฏๆใใใใคใ ใฃใ๏ผใ ใฏใฌใธใใใซใผใใไฝฟใใจใๅพๆฅ้่กๅฃๅบงใใๅผใ่ฝใจใใใพใใ ใใใซใใใฎ้่กๅฃๅบงใซๅฅใฎใซใผใใฎๆฏๆใใใใฃใใใๅฅใฎๅฃๅบงใใๅฅใฎๆฏๆใใใใฃใใใ ๆฏๆใใๅขใใใปใฉใใไฝใไฝฟใใจใใใคใใฉใใใๆฏๆใใใใฎใใใๅใใใซใใใชใใพใใ PaymentFlowใฏใใใใช**ๆฏๆใใฎๆตใใๆด็ใใฆใใใใใฎใขใใช**ใงใใ ใฏใฌใธใใใซใผใใ้่กๅฃๅบงใชใฉใ็ป้ฒใใฆใๆฏๆใใ็บ็ใใๆฅใใใฉใใใๆฏๆใใฎใใ่จ้ฒใใฆใใใพใใ โ ใใใชใจใใซ ใปใฏใฌใธใใใซใผใใ่คๆฐไฝฟใฃใฆใใ ใปใซใผใใซใใฃใฆๆฏๆๆฅใ้ใ ใป่คๆฐใฎ้่กๅฃๅบงใไฝฟใฃใฆใใ ใปใใใฎใซใผใใฏใฉใฎๅฃๅบงใใๅผใ่ฝใจใใใ๏ผใใจใชใ ใปๆฏๆใฎๆฏๆใใๆด็ใใฆใใใใ ใปๆฏๆใใฎๆตใใๆๆกใใฆใใใใ โ PaymentFlow ๆฏๆใใฎ้้กใ็ดฐใใ่จ้ฒใใๅฎถ่จ็ฐฟใงใฏใใใพใใใ ใไฝใไฝฟใใ โ ใใใคๆฏๆใใ โ ใใฉใใใๆฏๆใใ ใใใช**ใ้ใฎๆฏๆใใฎๆตใใๆด็ใใ**ใใใฎใทใณใใซใชใขใใชใงใใ ๆฏๆใฎๆฏๆใใใใใฃใจๅใใใใใใ PaymentFlowใงๆฏๆใใฎๆตใใ็ฎก็ใใพใใใใ
Screenshots
Verdict
The clearest difference is update cadence: VaultMesh at weekly against PaymentFlow's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VaultMesh ships an update weekly, PaymentFlow every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | VaultMesh | PaymentFlow |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly โ better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod, Mac โ better | iPhone, iPad, iPod |
| Requires iOS | 14.0 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 42 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | ๆไฟ ็ | TOMOKAZU GOTO |
In-app purchases
VaultMesh
No in-app purchases
PaymentFlow
No in-app purchases









