Comparison

Moneto vs MyPersFinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneto

Features
Read full description

Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it

About

MyPersFinance

Features
Read full description

MyPersFinance è l'app pensata per aiutarti a gestire in modo semplice e completo le tue finanze personali. Monitora entrate e uscite, organizza conti e carte, pianifica le spese future e tieni sotto controllo il tuo patrimonio in tempo reale. Funzionalità principali: • Gestione di conti correnti e carte • Registrazione di entrate e uscite • Previsioni finanziarie e spese ricorrenti • Monitoraggio del patrimonio netto • Gestione di attività e passività • Analisi e statistiche personalizzate • Gestione di gruppi e spese condivise • Monitoraggio degli investimenti e dei portafogli • Sincronizzazione sicura tra dispositivi MyPersFinance ti offre una visione chiara delle tue finanze per aiutarti a prendere decisioni più consapevoli e raggiungere i tuoi obiettivi economici. Termini di utilizzo (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Termini e Condizioni MyPersFinance: https://mypersfinance.com/terms Privacy Policy: https://mypersfinance.com/privacy

Screenshots

Moneto4 screens
MyPersFinance4 screens

Verdict

The call

The clearest difference is update cadence: Moneto at every 6 days against MyPersFinance's every 4 weeks. MyPersFinance's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moneto sells 1 in-app purchase, starting at $9.99 per year and MyPersFinance sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Moneto ships an update every 6 days, MyPersFinance every 4 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 4 level
Moneto versus MyPersFinance: the parameters behind the verdict, then further details
ParameterMonetoMyPersFinance
PriceFreeFree
Update frequencyEvery 6 days — betterEvery 4 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size9 MB13 MB
Age rating4+4+
DeveloperCarmelina CafaroLuca Gilardoni

In-app purchases

1 purchases

Moneto

Subscriptions1
  • Moneto Premium7 Days trial$9.991 Year
2 purchases

MyPersFinance

Subscriptions2
  • MyPersFinance Premium7 Days trial$1.991 Month
  • MyPersFinance Premium7 Days trial$17.991 Year

Questions

Is Moneto free?
Moneto is free to download, with in-app purchases available.
Is MyPersFinance free?
MyPersFinance is free to download, with in-app purchases available.
Do Moneto or MyPersFinance have ads?
Neither Moneto nor MyPersFinance shows ads.
Which is updated more often, Moneto or MyPersFinance?
Moneto ships an update every 6 days, and MyPersFinance every 4 weeks. Most recently, Moneto was updated on October 25, 2026 and MyPersFinance on October 31, 2026.

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