Even vs Schichtgeld

Even-Keep is a calm household money app built to answer one question clearly: What cash is actually safe to spend right now? Traditional budgeting apps can make money look freer than it really is. Even-Keep is different. It helps you see what is actually happening with your money in a simple, honest way. At its core, Even-Keep helps you understand whether you are spending more than you are earning, not to shame you, but to keep you aware. Because real life is messy. Unexpected expenses come up. Bills shift. Things happen. This app is designed to help you stay grounded when that happens and give you a clearer picture of your real situation. Use Even-Keep to: • track spending • log income • create savings buckets for real-life goals • stay ahead of upcoming bills • keep an eye on credit card balance • review recent activity • check whether your household is staying inside the line Even-Keep also helps by: • reflecting credit card spending against available cash so money already spent does not look free to use again • helping you track bills that are coming up • giving paycheck split guidance so you can organize money without draining below your cash floor • letting you log different income types manually so your money picture stays honest • showing weekly, biweekly, or monthly Reality Check views so you can see whether spending is outpacing income Even-Keep is designed to feel: • calm • simple • low-clutter • practical • easy to understand It is not built to judge you. It is built to help you understand where your money is going, what money is already spoken for, what pressure is coming next, and whether your current money habits are creating stress behind the scenes. A lot of money tools focus on perfection. Even-Keep does not. This app is about awareness, clarity, and making better decisions with the fullest picture possible, even when life does not go according to plan. Whether you are trying to avoid overspending, keep up with recurring bills, understand your household cash flow, or just get a more honest view of what is going on, Even-Keep gives you a calmer way to manage household money. No account required.

Schichtgeld turns your shifts into your real take-home pay – with every bonus, overtime and expenses. Just enter the start and end of your shift. Schichtgeld automatically detects the tax- and social-security-free bonuses for night, Sunday and public-holiday work (SFN), converts gross to net and shows you day by day how your pay adds up. WHAT SCHICHTGELD DOES • Gross-to-net calculator with 2026 values • Night, Sunday and holiday bonuses – detected automatically • Overtime and tax-free bonuses • Expenses and meal allowances • Day-by-day breakdown: every euro traceable • Tax class, church tax, pensioner and transition-zone rules • Working-time tracking included • Five languages: German, English, Ukrainian, Russian, Polish • Works offline – your data stays on your device ALWAYS FREE Working-time tracking and the net calculation stay free forever. SCHICHTGELD PRO • Check your payslip as often as you like – compare your employer's statement with our calculation • Timesheet as PDF, in five languages • Full history – every month, not just this one and the last Schichtgeld is a calculator and does not replace payroll or tax advice. All figures without guarantee. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/