Even vs Monthlio

Even-Keep is a calm household money app built to answer one question clearly: What cash is actually safe to spend right now? Traditional budgeting apps can make money look freer than it really is. Even-Keep is different. It helps you see what is actually happening with your money in a simple, honest way. At its core, Even-Keep helps you understand whether you are spending more than you are earning, not to shame you, but to keep you aware. Because real life is messy. Unexpected expenses come up. Bills shift. Things happen. This app is designed to help you stay grounded when that happens and give you a clearer picture of your real situation. Use Even-Keep to: • track spending • log income • create savings buckets for real-life goals • stay ahead of upcoming bills • keep an eye on credit card balance • review recent activity • check whether your household is staying inside the line Even-Keep also helps by: • reflecting credit card spending against available cash so money already spent does not look free to use again • helping you track bills that are coming up • giving paycheck split guidance so you can organize money without draining below your cash floor • letting you log different income types manually so your money picture stays honest • showing weekly, biweekly, or monthly Reality Check views so you can see whether spending is outpacing income Even-Keep is designed to feel: • calm • simple • low-clutter • practical • easy to understand It is not built to judge you. It is built to help you understand where your money is going, what money is already spoken for, what pressure is coming next, and whether your current money habits are creating stress behind the scenes. A lot of money tools focus on perfection. Even-Keep does not. This app is about awareness, clarity, and making better decisions with the fullest picture possible, even when life does not go according to plan. Whether you are trying to avoid overspending, keep up with recurring bills, understand your household cash flow, or just get a more honest view of what is going on, Even-Keep gives you a calmer way to manage household money. No account required.

Monthlio is a fast, private expense tracker that answers one question: what does my month actually cost? Enter your expenses at whatever cadence they bill — weekly groceries, a yearly Prime renewal, a quarterly insurance payment — and Monthlio normalizes everything to a true monthly cost. The dashboard shows your total, a breakdown by category, and what's left after expenses. FEATURES • Monthly total with a donut chart by category. Tap a slice to drill in. • Every cadence normalized: weekly, every two weeks, monthly, quarterly, yearly, one-time. • Income and leftover: set your take-home pay and see how much of it goes to expenses. • Category budgets with green, amber and red progress and an over-budget badge. • Subscriptions view with a cancel toggle and price-increase flags. • Upcoming charges: a 30-day timeline of what hits your account, with optional reminders the day before. • Month history: a bar chart of past months and month-over-month change. • Search and sort your expenses. • Multi-currency with a base currency and your own exchange rates. • Face ID or passcode lock. • iCloud sync between your devices. • CSV export. PRIVATE BY DESIGN No account, no ads, no analytics, no bank linking. Your data stays on your device and in your own iCloud. Monthlio never sees it. Works offline. No subscription required.