Expense Tracker vs BillsClear
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly manage your finances by tracking income and expenses, receiving timely bill reminders, and monitoring your financial health. Gamified features and a clean dashboard make personal finance engaging and simple.
- Quick income and expense entry
- Smart bill reminders
- Financial Health score
- Gamified streaks and achievements
- Beautiful dashboard with trends
- iCloud Sync
- Credit card and savings goal tracking
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Paguei! turns managing your money into something simple — and even addictive. Track your income and expenses, never miss a bill again, and watch your financial health grow month after month. No boring spreadsheets, no noise: just what you need to pay today. KEY FEATURES • Quick entry — log income and expenses in seconds, with category, amount and due date • Smart reminders — get notified before bills are due and never pay late again • Financial Health score — a clear diagnosis of how your month is going • Streaks & achievements — stay disciplined and earn XP for paying on time • Beautiful dashboard — balance, spending by category and monthly trends at a glance • Light & Dark mode — a calm, premium design PAGUEI! PRO • iCloud Sync — your data on every device • Smart PDF reading — import statements and amounts fill in automatically • Credit Cards — track current statement, available limit and due dates • Savings Goals — set targets and reach them • Budgets by category — get alerts before you overspend • Export PDF statement — perfect for taxes or planning Now available in English, Portuguese and Spanish. Paguei! Your financial peace starts here.
BillsClear
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Type in your pay schedule and your bills once. BillsClear shows the current pay period, a one-tap paid checklist, and the one number that matters: what's left after every bill in the period — before payday, not after. THE ONE NUMBER THAT MATTERS Open the app and see it immediately: your next payday, every bill due before it, and exactly what's left once they're all paid. No spreadsheet, no mental math. MARK BILLS PAID — AND THEY STAY PAID A paid bill is a direct, immediate save to your phone. No server, no sync to fail, no "paid bills showing as unpaid again after an update" — the bug we found reported again and again against other bill trackers. NO BANK LINK. NO ACCOUNT. NOTHING TO LEAK. Type in your bills — name, amount, due date. That's it. No Plaid, no bank login, no account numbers stored anywhere. Your bills live on your phone, never on our servers. NEW PHONE? YOUR BILLS COME WITH YOU Back up your bills, paid history and pay schedules to one file, free and with no account. Keep it in cloud storage or your email and restore it on your new phone in a few taps. And if your phone is backed up, BillsClear moves with the rest of it. REMINDERS THAT RESPECT A PAID BILL A nudge the evening before a bill is due and, if you like, another on the morning it's due. Both skip themselves once the bill is marked paid. Plus a payday-morning summary of what's left. MARK IT PAID FROM THE REMINDER Already paid? Tap Mark paid right on the notification, without opening the app. Not yet? Tap Remind me tomorrow and it comes back tomorrow at the same time. SEE YOUR PAYDAY HISTORY Swipe back through past pay periods and see what was left in each one. EVERY BILL IN ITS OWN CURRENCY Paid in dollars, paying rent in rupees, pesos or lira? Give each bill and each pay schedule its own currency. BillsClear converts at a daily exchange rate and shows what's left in the currency you choose, broken down by currency. With Pro, pin your bank's own rate and it always wins over the daily one. FREE TO START Your pay schedule and up to 8 bills are free, for good: every reminder, every currency, no ads. BillsClear Pro adds unlimited bills, a second income schedule, exportable bill history, pinned exchange rates and custom reminder times. No ads. No bank connection. Your bills stay on your phone. Terms of Use: https://billsclear.com/terms Privacy Policy: https://billsclear.com/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: BillsClear at 15.0 against Expense Tracker's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $1.49 per month and BillsClear sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 4 days, BillsClear every 2 days. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.
| Parameter | Expense Tracker | BillsClear |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 81.3% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac — better | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Wilton Fernandes da Silva | ACEFINA LLC |
In-app purchases
Expense Tracker
- Paguei! Pro Mensal$1.491 Month
- Paguei! Pro Anual3 Days trial$11.491 Year
BillsClear
- Pro Monthly$4.991 Month
- Pro Yearly7 Days trial$24.991 Year
- BillsClear Pro for life$29.99









