WealthPulse vs BondVault

WealthPulse is a private, on-device net worth tracker. See all your assets in one place — stocks, ETFs, funds, and cash across multiple currencies and markets — without creating an account or sending your portfolio to anyone's server. WHY WEALTHPULSE • Everything on your device. Your portfolio is stored locally with Apple's SwiftData. No account, no cloud database, no tracking SDKs. • Multi-currency, multi-market. Track assets in USD, SGD, CNY, HKD and more. US, Hong Kong, China A-share and Singapore tickers with automatic daily price updates. • Your net worth, one number. Live exchange rates convert everything into your base currency of choice. FEATURES • Automatic daily snapshots — your net worth history builds itself • Net worth trend chart with interactive scrubbing • Allocation breakdowns: by asset type, currency, and market region • Compare: see exactly which assets drove your net worth change over 7/30/90/365 days • Markdown export — share your asset list to any app through the iOS share sheet • Home screen widget with your net worth at a glance • Face ID / Touch ID lock, one-tap value hiding, and automatic privacy blur in the app switcher • English and Simplified Chinese PRIVACY FIRST WealthPulse makes only two kinds of network requests: exchange rates and market prices. Both send only currency codes and ticker symbols — never your holdings, amounts, or identity. Read the full privacy policy at cooperxuyuan.github.io/wealthpulse-site/privacy.html

BondVault is a simple, on-device tracker for U.S. Treasury I Bonds and EE Bonds bought through TreasuryDirect. TreasuryDirect has no mobile app and is hard to use on a phone. BondVault gives you a clean portfolio view of the savings bonds you already own. Enter each bond once — series, amount, and issue date — and BondVault estimates what it's worth today, how much interest it has earned, and when it crosses key milestones. WHAT IT DOES • Estimates current redemption value using the official Treasury composite-rate formula for I Bonds and the fixed-rate method for EE Bonds • Shows accrued interest and your total portfolio value at a glance • Flags the 3-month interest penalty that applies before 5 years, and shows each bond's penalty-free date • Tracks the May and November rate-reset schedule and 30-year final maturity • Projects future value so you can plan ahead • Keeps your bond list on your device — no account or sign-up required BONDVAULT PREMIUM (optional one-time unlock) • Track unlimited bonds (free tracks up to 3) • Full future-value projections • Remove ads IMPORTANT: BondVault is an independent, unofficial tool. It is not affiliated with, endorsed by, or connected to the U.S. Department of the Treasury, TreasuryDirect, or any government agency. Values shown are estimates calculated from published rate data and may differ from official figures. Always confirm balances and redemption values at TreasuryDirect.gov. BondVault is free and supported by ads. Premium is a single purchase that unlocks everything forever — no subscription.