Comparison

Coinova vs TraderCapital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Coinova

Effortlessly track expenses, set budgets, and save for your goals. This personal finance app offers travel budgeting, secure card storage, and offline access. Understand your spending habits and manage your money privately.

Highlights
  • Expense and income tracking
  • Monthly budgeting by category
  • Savings goal tracking
  • Travel budgeting with multiple currencies
  • Encrypted card wallet
  • Offline access and multi-device sync
  • Privacy-focused with no ads or data sales
Read full description

Stop wondering where your money went. Coinova is the modern personal finance app for people who want to actually understand their spending, hit savings goals, and travel without blowing the budget. Built for everyday humans, not accountants. WHAT YOU CAN DO • TRACK every expense and income with one tap. Recurring bills auto-generate so you never forget a subscription. • BUDGET monthly per category. The Smart Insights widget tells you exactly when you've overspent and forecasts the rest of the month. • SAVE toward goals — vacation, emergency fund, new laptop. Coinova celebrates milestones at 25%, 50%, 75%, and 100%. • TRAVEL TRACKER for trips abroad. Each trip gets its own currency, budget, and expense book — no more mental math at the hotel front desk. • CARDS WALLET stores your credit and debit card details, fully encrypted on device. Face ID or Touch ID required to reveal. The clipboard wipes itself after 30 seconds. • BUDGET ALERTS, BILL REMINDERS, AND WEEKLY SUMMARIES delivered as gentle notifications, only when you actually need them. • OFFLINE FIRST. Add transactions on a plane, in a tunnel, anywhere. Everything syncs the moment you're back online. • MULTI-DEVICE SYNC. Sign in on your iPhone and iPad — entries appear instantly across both. PRIVACY YOU CAN TRUST • Card numbers and CVVs are encrypted on your device with AES-256-GCM. Encryption keys live in the iOS Keychain — they never leave your phone, and we never see them. • Optional backups can be password-protected with PBKDF2 + AES-256. Forget the password and not even we can recover it. • Lock the entire app behind a 4-digit PIN and Face ID / Touch ID. • No ads. No data sales. No third-party tracking SDKs. Just you and your money. GLOBAL READY • 60+ currencies supported • Configurable week start (Sunday, Monday, or Saturday — auto-detected from your region) • Custom categories and tags • Localized number and date formatting WHY COINOVA? Most finance apps are either bloated banking aggregators that demand read-access to your bank accounts, or stripped-down trackers that miss the features you actually need. Coinova is the middle ground — powerful enough to replace your spreadsheet, simple enough to use every day, private enough that you don't have to think twice. No subscriptions. No paywalls. No upsells. Built by indie developers at Adverge Studio. Questions, feedback, or feature requests: hello@advergestudio.com Privacy policy: https://advergestudio.com/coinova/privacy/ Terms of service: https://advergestudio.com/coinova/terms/

About

TraderCapital

Features
Read full description

HIGHLIGHTS -Daily P&L tracking with target progress and day locking -Goals, milestones, and funds to allocate profits toward what matters -Calendar view for daily results—tap a day to review that day’s trades -CEO-style dashboard for business score, profitability context, streaks, and operating guardrails you define -Trade journal and predefined strategies so reviews stay organized -Home Screen widgets for quick visibility (P&L, pace, calendar, and more) -Activity log analytics and CSV export when you want a deeper pass on your history -Local-first privacy with optional sync through your personal iCloud account Core tracking features are free. TraderCapital Pro unlocks advanced analytics, behavioral insights, automation, expanded goals and strategies, and premium widgets. Subscriptions and a lifetime purchase are available in app. TraderCapital is for personal journaling, tracking, and self-coaching only. It does not link to brokerage accounts or trade on your behalf, and it does not provide financial, investment, or trading advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Coinova4 screens
TraderCapital4 screens

Verdict

The call

The clearest difference is in-app purchases: Coinova at none against TraderCapital's 3. Coinova also leads on update cadence (every 6 days vs every 3 months) and iOS requirement (15.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TraderCapital sells 3 in-app purchases, starting at $9.99 per month. Coinova asks for nothing beyond the download.

UpkeepUpdate frequency

Coinova ships an update every 6 days, TraderCapital every 3 months. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 6 level
Coinova versus TraderCapital: the parameters behind the verdict, then further details
ParameterCoinovaTraderCapital
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 days — betterEvery 3 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size7 MB6 MB
Age rating4+4+
DeveloperRishadul IslamDennis Lurlay

In-app purchases

None

Coinova

No in-app purchases

3 purchases

TraderCapital

Subscriptions2
  • TraderCapital Pro Monthly$9.991 Month
  • TraderCapital Pro Yearly14 Days trial$79.991 Year
One-time1
  • TraderCapital Pro Lifetime$149.99

Questions

Is Coinova free?
Coinova is free to download, with no in-app purchases.
Is TraderCapital free?
TraderCapital is free to download, with in-app purchases available.
Do Coinova or TraderCapital have ads?
Neither Coinova nor TraderCapital shows ads.
Which is updated more often, Coinova or TraderCapital?
Coinova ships an update every 6 days, and TraderCapital every 3 months. Most recently, Coinova was updated on October 10, 2026 and TraderCapital on October 11, 2026.

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