Privat vs Worth It
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Privat
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Finally: Pay once, use forever. Keep track of your finances without monthly fees, without ads, and without data tracking. Budget Tracker helps you keep track of your monthly budget in seconds. Clean design, fast entry, private data, no subscription hassles. Design: Simple, bright, and built for quick use. Exactly how a budget app should be, instead of an Excel spreadsheet dressed up for a party. For anyone who wants a simple, private household budget app, without banking access and without a monthly bill. Private on your iPhone Your data stays stored locally. No accounts, no ads, no tracking. Quick entry Enter expenses with amounts and notes in seconds. Thatβs all you need. Clear overview Monthly budget, balance, history, and simple statistics. Without a clutter of features.
Worth It
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Most budget apps tell you WHAT you spent. Worth It tells you whether it was worth it. Every time you log a purchase, you answer one tiny question - was it worth it? Loved it, meh, or regret - and that single tap turns your spending into something you can actually feel and learn from. No bank logins. No spreadsheets. No guilt. Just a calmer, more honest relationship with your money. HOW IT WORKS - Log a spend in 5 seconds - amount, category, done. - Tap one face: did it feel worth it, just okay, or a regret? - That's it. Worth It does the rest. YOUR WORTH-IT % See how much of your spending actually felt worth it this month - not just the dollar total. Discover you regret subscriptions but never regret coffee, and cut the right things. Watch it trend up or down month over month. CHECK BEFORE YOU BUY Thinking about a purchase? The Check tab turns any price into hours of your life up front - so you decide before you spend, not after. HOURS OF YOUR LIFE Tell Worth It what you earn (hourly, monthly, or yearly - your choice, totally optional) and every purchase shows what it really cost: a $140 buy isn't $140, it's 5 hours of your life. YOUR MONTHLY MONEY TYPE At the end of each month, get your money personality - Joyful Spender, Disciplined, Treat-Yourself, and more - based on how your spending actually felt. Shareable, fun, and a little revealing. BUILD THE HABIT - A spending log grouped by day - Today, Yesterday, and back - so your month reads like a story. - Keep a daily streak going; a gentle reminder (you pick the time) nudges you to log. - Edit, re-rate, or delete any spend with a tap or swipe. PRIVATE BY DESIGN - No bank connections, ever. - Your data syncs only across your own devices via iCloud - we never see it. - No ads. No account. No tracking. ALSO INCLUDED - Home-screen widget showing your worth-it % at a glance. - Multi-currency support. - A clean, calm, dark interface designed to make money feel less stressful. Worth It is free. Start spending on what's actually worth it.
Screenshots
Verdict
Privat and Worth It are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Privat ships an update every 2 months, Worth It every 6 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.
| Parameter | Privat | Worth It |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 6 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad β better |
| Requires iOS | 17.0 | 17.0 |
| Further details β not scored | ||
| Size | 9 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Ronny Grob | Mohamed Ali |
In-app purchases
Privat
No in-app purchases
Worth It
No in-app purchases







