Privat vs Cent
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Privat
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Finally: Pay once, use forever. Keep track of your finances without monthly fees, without ads, and without data tracking. Budget Tracker helps you keep track of your monthly budget in seconds. Clean design, fast entry, private data, no subscription hassles. Design: Simple, bright, and built for quick use. Exactly how a budget app should be, instead of an Excel spreadsheet dressed up for a party. For anyone who wants a simple, private household budget app, without banking access and without a monthly bill. Private on your iPhone Your data stays stored locally. No accounts, no ads, no tracking. Quick entry Enter expenses with amounts and notes in seconds. Thatβs all you need. Clear overview Monthly budget, balance, history, and simple statistics. Without a clutter of features.
Cent
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Meet Cent: the ultra-minimalist, private expense tracker designed for absolute speed and total data ownership. Most budgeting apps force you to create accounts, link your private bank details, and sync your financial life to the cloud. Cent does the exact opposite. It works 100% offline, keeping your financial data exactly where it belongs: locally on your device. With a frictionless design inspired by the speed of a daily calculator, Cent cuts through the noise so you can log an expense and get on with your day. WHY USE CENT? β’ 100% LOCAL & PRIVATE: Your data never leaves your phone. No servers, no data selling, and no privacy anxiety. β’ ZERO FRICTION: No sign-ups, no onboarding loops, and no login forms. Open the app and log immediately. β’ INSTANT LOGGING: Enter an amount on the dedicated numpad, tap a category, and save in a single gesture. β’ SMART HISTORY & INSIGHTS: View beautifully clean, native charts that break down your spending by category for the month. β’ EXPORT ANYTIME: You own your data. Export your entire history to a standard CSV file whenever you need to back it up or run a spreadsheet. Take control of your habits without sacrificing your privacy. Download Cent today.
Screenshots
Verdict
Privat and Cent are too close to call on the numbers: across 5 compared parameters β price, ads, in-app purchases and device support among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Privat | Cent |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | β |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad β better |
| Requires iOS | 17.0 | 17.0 |
| Further details β not scored | ||
| Size | 9 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Ronny Grob | Abhay Krishna Patil |
In-app purchases
Privat
No in-app purchases
Cent
No in-app purchases







