Comparison

Privat vs Coffer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Privat

Features
Read full description

Finally: Pay once, use forever. Keep track of your finances without monthly fees, without ads, and without data tracking. Budget Tracker helps you keep track of your monthly budget in seconds. Clean design, fast entry, private data, no subscription hassles. Design: Simple, bright, and built for quick use. Exactly how a budget app should be, instead of an Excel spreadsheet dressed up for a party. For anyone who wants a simple, private household budget app, without banking access and without a monthly bill. Private on your iPhone Your data stays stored locally. No accounts, no ads, no tracking. Quick entry Enter expenses with amounts and notes in seconds. That’s all you need. Clear overview Monthly budget, balance, history, and simple statistics. Without a clutter of features.

About

Coffer

A private personal finance tracker that helps you monitor spending, manage budgets, and view your net worth across multiple accounts. Log transactions quickly and see your financial picture clearly, all without sharing your data.

Highlights
  • Track multiple account types
  • Automatic balance calculation
  • Multi-currency support
  • Fast transaction entry
  • Customizable spending categories
  • Monthly budget setting
  • Apple Watch integration
Features
Read full description

Coffer is a simple, private personal finance tracker for iPhone, iPad, Mac, and Apple Watch. Know exactly where your money goes — without handing your data to anyone. ACCOUNTS AND NET WORTH • Track checking, savings, credit card, cash, and investment accounts • Balances are calculated automatically from your transactions • See your net worth at a glance, converted into your default currency BUILT FOR MULTIPLE CURRENCIES • Keep each account in its own currency • Manage your own list of currencies and exchange rates • Totals like net worth are converted into the default currency you choose FAST TRANSACTION ENTRY • Log income and expenses in seconds • Move money between accounts with transfers • Organize spending with colorful, customizable categories MONTHLY BUDGETS • Set a monthly limit per spending category • Watch progress bars fill as the month goes on • Instantly see how much you have left to spend APPLE WATCH • Add transactions right from your wrist • Check balances and budget progress at a glance PRIVATE BY DESIGN • Your data syncs privately through your own iCloud — no sign-up, no third-party servers, no ads, no tracking • Lock the app with Face ID or Touch ID Whether you are paying down a card, saving toward a goal, or just want to know where your paycheck went, Coffer gives you a clear picture of your money in a few seconds a day.

Screenshots

Privat4 screens
Coffer4 screens

Verdict

The call

The clearest difference is update cadence: Coffer at weekly against Privat's every 2 months. Coffer also leads on device support (4 vs 1). Privat's advantage is iOS requirement (17.0 vs 26.5). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Privat ships an update every 2 months, Coffer weekly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 6 level
Privat versus Coffer: the parameters behind the verdict, then further details
ParameterPrivatCoffer
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad, Mac, Apple Watch — better
Requires iOS17.0 — better26.5
Further details — not scored
Size9 MB6 MB
Age rating4+4+
DeveloperRonny GrobRenato Jop

In-app purchases

None

Privat

No in-app purchases

None

Coffer

No in-app purchases

Questions

Is Privat free?
Privat is free to download, with no in-app purchases.
Is Coffer free?
Coffer is free to download, with no in-app purchases.
Do Privat or Coffer have ads?
Neither Privat nor Coffer shows ads.
Which is updated more often, Privat or Coffer?
Privat ships an update every 2 months, and Coffer weekly. Most recently, Privat was updated on October 24, 2026 and Coffer on October 24, 2026.

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