Comparison

Privat vs Kova

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Privat

Features
Read full description

Finally: Pay once, use forever. Keep track of your finances without monthly fees, without ads, and without data tracking. Budget Tracker helps you keep track of your monthly budget in seconds. Clean design, fast entry, private data, no subscription hassles. Design: Simple, bright, and built for quick use. Exactly how a budget app should be, instead of an Excel spreadsheet dressed up for a party. For anyone who wants a simple, private household budget app, without banking access and without a monthly bill. Private on your iPhone Your data stays stored locally. No accounts, no ads, no tracking. Quick entry Enter expenses with amounts and notes in seconds. That’s all you need. Clear overview Monthly budget, balance, history, and simple statistics. Without a clutter of features.

About

Kova

Features
Read full description

Kova is the fastest way to track your spending and stay on top of your money. Built for people who want a simple, private expense tracker that just works. Every dollar you enter stays on your device. Track expenses in seconds Add an expense in two taps. Pin your most frequent ones to Quick Add for one-tap logging on the go. Know where your money goes See your spending broken down by category. Drill into any category to see every transaction. Filter by last 7 days, this week, or last week to spot patterns fast. Budget with a plan that fits you Choose from three popular budget splits β€” 50/30/20, 60/30/10, or 70/20/10 β€” or build your own. Set a budget base amount and Kova shows you exactly how much you've spent against each group in real time. Built for the Caribbean Kova is GYD-first with full support for USD, TTD, BBD, EUR, and GBP. No forced currency conversions. Support for more currencies to come. Your data, your device No account required. No cloud sync. No tracking. Everything you enter is stored locally and stays private. Export your data as a CSV at any time. Completely free. Always. Every feature in Kova is free. No paywalls. No premium tier. No subscription.

Screenshots

Privat4 screens
Kova4 screens

Verdict

The call

The clearest difference is update cadence: Kova at every 3 days against Privat's every 2 months. Kova also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Privat ships an update every 2 months, Kova every 3 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

Scorecard3 real differences Β· 3 level
Privat versus Kova: the parameters behind the verdict, then further details
ParameterPrivatKova
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS17.015.1 β€” better
Further details β€” not scored
Size9 MB21 MB
Age rating4+4+
DeveloperRonny GrobDevTech Solutions

In-app purchases

None

Privat

No in-app purchases

None

Kova

No in-app purchases

Questions

Is Privat free?
Privat is free to download, with no in-app purchases.
Is Kova free?
Kova is free to download, with no in-app purchases.
Do Privat or Kova have ads?
Neither Privat nor Kova shows ads.
Which is updated more often, Privat or Kova?
Privat ships an update every 2 months, and Kova every 3 days. Most recently, Privat was updated on October 9, 2026 and Kova on October 10, 2026.

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