Privat vs Kova
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Privat
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Finally: Pay once, use forever. Keep track of your finances without monthly fees, without ads, and without data tracking. Budget Tracker helps you keep track of your monthly budget in seconds. Clean design, fast entry, private data, no subscription hassles. Design: Simple, bright, and built for quick use. Exactly how a budget app should be, instead of an Excel spreadsheet dressed up for a party. For anyone who wants a simple, private household budget app, without banking access and without a monthly bill. Private on your iPhone Your data stays stored locally. No accounts, no ads, no tracking. Quick entry Enter expenses with amounts and notes in seconds. Thatβs all you need. Clear overview Monthly budget, balance, history, and simple statistics. Without a clutter of features.
Kova
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Kova is the fastest way to track your spending and stay on top of your money. Built for people who want a simple, private expense tracker that just works. Every dollar you enter stays on your device. Track expenses in seconds Add an expense in two taps. Pin your most frequent ones to Quick Add for one-tap logging on the go. Know where your money goes See your spending broken down by category. Drill into any category to see every transaction. Filter by last 7 days, this week, or last week to spot patterns fast. Budget with a plan that fits you Choose from three popular budget splits β 50/30/20, 60/30/10, or 70/20/10 β or build your own. Set a budget base amount and Kova shows you exactly how much you've spent against each group in real time. Built for the Caribbean Kova is GYD-first with full support for USD, TTD, BBD, EUR, and GBP. No forced currency conversions. Support for more currencies to come. Your data, your device No account required. No cloud sync. No tracking. Everything you enter is stored locally and stays private. Export your data as a CSV at any time. Completely free. Always. Every feature in Kova is free. No paywalls. No premium tier. No subscription.
Screenshots
Verdict
The clearest difference is update cadence: Kova at every 3 days against Privat's every 2 months. Kova also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Privat ships an update every 2 months, Kova every 3 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.
| Parameter | Privat | Kova |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 17.0 | 15.1 β better |
| Further details β not scored | ||
| Size | 9 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Ronny Grob | DevTech Solutions |
In-app purchases
Privat
No in-app purchases
Kova
No in-app purchases








