Comparison

Inali vs Divly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Inali

Features
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Your money flow as a couple becomes beautifully simple with Inali. Inali is an advanced budget app for couples and partners to manage personal spending, shared expenses, daily budgets, and settling up together in one place. What can you do with Inali? - Manage personal wallets and a shared partner wallet separately - Split costs by any ratio when you want to share a bill - Check from Home how much you have left to spend today - Understand category breakdowns and spending trends - Keep settlements clear and save their history - Sync wallet data securely between accounts Inali is made for couples, partners, and shared households who want money to be clearer, fairer, and less stressful to manage. It combines advanced tools for everyday budgeting with the ease of opening it and logging things on the spot.

About

Divly

Features
Read full description

Divly is the easiest way to split bills and track shared expenses with friends, roommates, partners, and travel groups β€” without giving up your email, watching ads, or hitting a wall after one trip. WHY DIVLY IS DIFFERENT - No account required. Open the app and start splitting expenses in 10 seconds. - 1 active groups for free. Archive a finished trip and start a new one β€” no quota games. - No ads. Ever. Premium is optional, not pressured. - Native iOS, built with SwiftUI + SwiftData. Fast, offline-first, dark-mode polished. PERFECT FOR - Roommates: rent, groceries, utilities, and the small store runs that pile up. Track who owes what without group chats. - Couples: daily spending, weekly groceries, and one clean settle-up at month-end. Divide costs fairly, automatically. - Travel groups: hotels, taxis, tickets β€” log expenses on the go, settle before the airport. - Friends and dinners: nights out, weekend plans, the "I'll send it later" pile. THE CORE FLOW 1. Create a group with an emoji, color, and currency (30 supported). 2. Add an expense β€” pick who paid, choose equal or custom split. 3. Open the Balances tab. See the minimum number of payments to clear all debts. 4. Tap a payment to mark it settled. Confetti when the group is fully even. SMART DEBT SIMPLIFICATION Divly's algorithm finds the fewest possible transactions to settle the whole group. If three roommates owe each other in a circle, you'll see one transfer β€” not three. PRIVACY-FIRST DESIGN Your data lives on your device. Optional iCloud backup uses your Apple ID β€” no Divly servers in the loop. Receipt scanning runs on-device with Apple's Vision framework. We don't sell, share, or sniff your data. DIVLY PREMIUM Optional upgrade for power users: - Unlimited groups - Receipt scanning (OCR) β€” snap a photo, auto-fill the amount - iCloud backup with version history - Spending statistics by category and per person - Recurring expenses (monthly bills, rent, subscriptions) - Percentage splits (great for unequal incomes) - Home Screen widget showing your top group balances - CSV export for your records The yearly Premium plan is shown in your local currency on the App Store; a monthly plan is also available. If shared expenses come up every week, the yearly plan is easily the smartest choice. DESIGNED FOR REAL LIFE - 30 currencies with up-to-date conversion (premium) - Dark mode and Liquid Glass-ready visuals - Haptic feedback on every interaction that matters - Confetti when a group is fully settled - Onboarding that asks how you'll use the app (housemates, couple, trip, social) and shapes the first screen LANGUAGES Available in English, Turkish, German, Spanish, French, and Russian. NO HIDDEN GOTCHAS - No ads - No tracking SDKs - No daily transaction limit - No mandatory signup - No "create account to export your data" trick If shared expenses have felt slow or cluttered with other apps β€” give Divly a try. Have feedback? Tap Settings β†’ About β†’ Email Support. We read everything. --- Auto-renewable subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Apple Account settings. Privacy Policy: https://divly.app/privacy Terms of Use: https://divly.app/terms

Screenshots

Inali3 screens
Divly4 screens

Verdict

The call

The clearest difference is in-app purchases: Inali at none against Divly's 2. Divly's advantage is update cadence (every 2 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Divly sells 2 in-app purchases, starting at $5.99 per month. Inali asks for nothing beyond the download.

UpkeepUpdate frequency

Inali ships an update fortnightly, Divly every 2 days. The most recent releases landed on September 9, 2026 and September 21, 2026 respectively.

Scorecard2 real differences Β· 4 level
Inali versus Divly: the parameters behind the verdict, then further details
ParameterInaliDivly
PriceFreeFree
Update frequencyFortnightlyEvery 2 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 β€” better18.0
Further details β€” not scored
Size12 MB25 MB
Age rating4+4+
DeveloperGIULIANO RICARDO RASPERMEHMET FATIH KUTLAR

In-app purchases

None

Inali

No in-app purchases

2 purchases

Divly

Subscriptions2
  • Divly Premium Monthly$5.991 Month
  • Divly Premium Yearly$29.991 Year

Questions

Is Inali free?
Inali is free to download, with no in-app purchases.
Is Divly free?
Divly is free to download, with in-app purchases available.
Do Inali or Divly have ads?
Neither Inali nor Divly shows ads.
Which is updated more often, Inali or Divly?
Inali ships an update fortnightly, and Divly every 2 days. Most recently, Inali was updated on September 9, 2026 and Divly on September 21, 2026.

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