Comparison

Inali vs Kesto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Inali

Features
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Your money flow as a couple becomes beautifully simple with Inali. Inali is an advanced budget app for couples and partners to manage personal spending, shared expenses, daily budgets, and settling up together in one place. What can you do with Inali? - Manage personal wallets and a shared partner wallet separately - Split costs by any ratio when you want to share a bill - Check from Home how much you have left to spend today - Understand category breakdowns and spending trends - Keep settlements clear and save their history - Sync wallet data securely between accounts Inali is made for couples, partners, and shared households who want money to be clearer, fairer, and less stressful to manage. It combines advanced tools for everyday budgeting with the ease of opening it and logging things on the spot.

About

Kesto

Features
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Two people, one set of numbers. No bank login, ever. Kesto gives a couple one shared budget that lives on both phones at once. Log a spend in about three seconds, and what is left updates for both of you immediately. Nobody has to ask, nobody has to remember, and nobody finds out at the end of the month. WHY COUPLES USE IT Money goes missing between two people in small amounts nobody remembers approving: coffees, parking, a supermarket run each. Agreeing on a limit once is easy. Seeing where you stand every time you pick up your phone is what actually changes anything. WHAT YOU GET • One plan, both phones. Groceries $520 a month, Outings $90 a week: each budget refills on its own rhythm, and you both see the same remaining amount the moment it changes. • The number you actually want, first. Home opens on what is left once the bills still to come are out of it, and reads it against the day: level with the date, ahead of it, or spending faster than the days pass. • Three-second logging. Tap the budget, type the amount, done. Categories, notes and photos are there when you want them and never required. • Bills counted first. Rent, energy, insurance and subscriptions come off the top before anything is called spendable, each one showing what it really costs you in a year. • A what-if before you spend. Type an amount and Kesto answers from the real plan: what it leaves, and whether the month still reaches payday. • Lock Screen widgets. What is left, on both phones, before you even unlock. • Live partner updates. One of you logs a spend, the other gets a notification with the new number, and both widgets follow it. • Where it went. By budget, by category, and by which of you spent it. No blame, just the number. • Moments. Name a weekend away or a party, and every spend from both of you lands in it, whichever budget paid for it. • Payday to payday. Each pay month closes into a record you can reopen, so progress is something you see instead of something you remember. • Optional smart helpers. Photograph a receipt or a bill, or say a spend out loud, and Kesto fills the form in for you to check. With no signal, your phone reads the receipt itself. NO BANK LOGIN Kesto never asks for your bank credentials. There is no connection to go stale, nothing to leak, and it works with any bank in any country. When you want to check yourself, you read your own balance and type it in; Kesto tells you the difference and where it went. BUILT FOR TWO, USABLE BY ONE A partner is optional and joins later with a six-character code. Everything works offline and syncs when you are back. English, Dutch and Persian, in any currency, priced for the country you live in. FREE, AND HONEST ABOUT THE REST The budget is free forever: unlimited budgets, both partners, widgets, partner notifications, three months of history, and an export and backup that always hold everything you have ever logged. Five smart helpers a month are free too, so you can see what they do first. Kesto Plus adds 300 helpers a month, a number we print instead of the word "unlimited", and opens your history back to your first spend. Kesto Plus Pro doubles that to 1000. One purchase covers both partners. SUBSCRIPTION DETAILS Kesto Plus and Kesto Plus Pro are auto-renewable subscriptions, offered monthly or yearly, and one purchase covers both partners in the household. A lifetime unlock is also available as a one-time purchase. Prices are shown in your currency before you buy. Payment is charged to your Apple Account at confirmation. The subscription renews automatically for the same period unless you turn renewal off at least 24 hours before the current period ends, and your account is charged for renewal within 24 hours before the period ends. Manage your subscription or turn off auto-renewal in your Apple Account settings after purchase. Terms of Use (EULA): https://kesto-budget-app.web.app/terms Privacy Policy: https://kesto-budget-app.web.app/privacy

Screenshots

Inali3 screens
Kesto4 screens

Verdict

The call

The clearest difference is in-app purchases: Inali at none against Kesto's 5. Kesto's advantage is update cadence (every 4 days vs fortnightly) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Kesto sells 5 in-app purchases, starting at $4.99 per month. Inali asks for nothing beyond the download.

UpkeepUpdate frequency

Inali ships an update fortnightly, Kesto every 4 days. Both last shipped on November 5, 2026.

Scorecard3 real differences Ā· 3 level
Inali versus Kesto: the parameters behind the verdict, then further details
ParameterInaliKesto
PriceFreeFree
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size12 MB117 MB
Age rating4+4+
DeveloperGIULIANO RICARDO RASPERSam Rostami

In-app purchases

None

Inali

No in-app purchases

5 purchases

Kesto

Subscriptions4
  • Kesto Plus (Monthly)$4.991 Month
  • Kesto Plus Pro (Monthly)$9.991 Month
  • Kesto Plus (Yearly)1 Month trial$39.991 Year
Show 1 more
  • Kesto Plus Pro (Yearly)$79.991 Year
One-time1
  • Kesto Plus (Lifetime)$59.99

Questions

Is Inali free?
Inali is free to download, with no in-app purchases.
Is Kesto free?
Kesto is free to download, with in-app purchases available.
Do Inali or Kesto have ads?
Neither Inali nor Kesto shows ads.
Which is updated more often, Inali or Kesto?
Inali ships an update fortnightly, and Kesto every 4 days. Most recently, Inali was updated on November 5, 2026 and Kesto on November 5, 2026.

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