Expense Tracker vs Worth
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Expense Tracker
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Stop wondering where your money went. Start telling it where to go. Expense Tracker: Budget Planner is your all-in-one money manager, built to track spending, manage bills, and give you a clear picture of your finances every single day. TRACK EVERY DOLLAR ⢠Log daily expenses in seconds ⢠Record income and cash flow ⢠Monitor bills and subscriptions ⢠Manage debts ā money you owe and money owed to you AI-POWERED SPENDING INSIGHTS ⢠Personalized analysis of your habits ⢠Spot wasteful or recurring charges instantly ⢠Smart suggestions to help you save more ⢠Like a financial coach in your pocket, 24/7 UNDERSTAND YOUR FINANCES ⢠Smart expense categorization ā automatic ⢠Weekly and monthly spending breakdowns ⢠Visual reports that actually make sense ⢠Full cash flow picture at a glance REACH YOUR FINANCIAL GOALS ⢠Set and track savings goals ⢠Build a budget that works for your life ⢠Stay on track, even when life gets busy ⢠Build better money habits over time SIMPLE. POWERFUL. PRIVATE. Clean design. Fast tracking. Your data stays yours ā no ads, no sharing. Download free and take control of your finances today. https://mxsolutions.in/budgetapp/terms-and-conditions.html
Worth
A private net worth tracker that keeps your financial data secure on your device. It allows manual input and OCR scanning for assets like FDs, stocks, and crypto, offering charts and projections without network access.
- Private, device-only data storage
- Manual net worth tracking
- OCR scanning for FDs and holdings
- Supports Indian and global assets
- Monthly net worth trends and projections
- CSV export and import
- Face ID lock and dark mode
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Worth is a net worth tracker that treats your money as nobody's business but yours. No sign-up. No bank linking. No servers. No analytics. The app makes zero network calls ā your accounts, balances, and history live in a private database on your device, synced only through your own iCloud. That's the whole story. WHAT IT DOES ⢠One calm number: your net worth, with a monthly delta and 12-month trend ā no daily flicker, no red-green anxiety ⢠A five-minute monthly ritual: walk through your accounts, type the new values, see what changed ⢠Built for Indian portfolios: FDs, EPF, PPF, NPS, SGB, gold in grams, real estate ā alongside global stocks, crypto, and any currency ⢠Fixed deposits track themselves: enter principal, rate, and dates once ā Worth computes today's value, maturity value, and handles auto-renewal ⢠Scan instead of typing: photograph a bank FD page, holdings screenshot, or PDF statement ā on-device OCR pre-fills your deposits and mutual funds for review. The image is read entirely on your iPhone and never uploaded ⢠Insights that tell the truth: FD maturities, milestones, biggest movers, debt ratio, and stale accounts ā every account measured from when you added it, so a new account never passes for growth ⢠Runway for when savings are funding life: your monthly drawdown, how long spendable money lasts, and your emergency reserve kept separate ⢠Spend-first order: which account to draw from first (lowest return), with emergency cash and EPF/PPF never suggested ⢠Charts and projections: allocation, trends, per-asset-type history, and "at this pace you reach ā¹X by year Y" ⢠Home Screen, Lock Screen and Control Center widgets; Siri & Spotlight for "what's my net worth?" ⢠CSV export and import ā your data is portable, always ⢠Face ID lock, Indian numbering (ā¹12,34,567), dark mode designed first-class WHAT IT COSTS Free: up to 3 accounts, full monthly check-in, dashboard, 1-year chart, CSV export. One purchase unlocks everything, forever: unlimited accounts, all chart ranges, insights, runway and projections, goals, widgets, themes, CSV import. No subscription. Ever. Face ID lock and CSV export stay free for everyone ā a privacy app that holds your own data hostage would be no privacy app at all. WHAT IT NEVER DOES ⢠No price fetching ā you own every number in the app ⢠No bank linking, no SMS reading, no email scraping ⢠No accounts, no cloud (except your own private iCloud), no ads, no analytics ⢠Deleting is never instant: accounts wait in Recently Deleted for 30 days The App Store privacy label says "Data Not Collected" because there is nothing to collect.
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at every 2 weeks against Worth's every 2 months. Expense Tracker also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $12.99 per month and Worth sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 weeks, Worth every 2 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | Expense Tracker | Worth |
|---|---|---|
| Price | Free | Free |
| Positive reviews | ā | 100.0% of reviews |
| Update frequency | Every 2 weeks ā better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | ā | Free with in-app purchases |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 13.0 ā better | 17.0 |
| Further details ā not scored | ||
| Size | 48 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Hemant Kumar | Hemant Kaushik |
In-app purchases
Expense Tracker
- 1 Month Plan$12.991 Month
- Annual Subscription$89.991 Year
Worth
- Lifetime unlock$14.99
Questions
Is Expense Tracker free?
Is Worth free?
Do Expense Tracker or Worth have ads?
Which is updated more often, Expense Tracker or Worth?
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