Comparison

Qreva vs Nairapoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qreva

Features
Read full description

Qreva is one secure app for moving money, paying bills and running your business. BANKING AND TRANSFERS • Send money to any Nigerian bank account in seconds • See the exact fee before you confirm — no surprises • Save beneficiaries and reuse recent recipients • Share a clear receipt for every transaction BILLS, AIRTIME AND DATA • Airtime and data for all major networks • Electricity tokens for prepaid and postpaid meters • Cable TV subscriptions — DStv, GOtv and Startimes • Your details are checked before you pay, not after ACCEPT PAYMENTS • SoftPOS turns your phone into a payment terminal • Manage physical POS terminals from your profile • Separate views for SoftPOS and physical terminal activity • Request a POS terminal in the app IDENTITY AND KYC • BVN and NIN verification built in • Agents can verify customers and issue KYC slips • Guided liveness check that works in ordinary lighting EARN WITH REFERRALS • Invite friends with a link that survives installation • Track referrals and earnings in one place BUILT FOR SECURITY • Device integrity checks every time the app opens • Transaction PIN and biometric sign-in • Instant alerts the moment money leaves your account Questions? Reach us at https://qreva.app/contact

About

Nairapoint

Features
Read full description

Nairapoint is a digital financial platform designed to help you manage money confidently—save and grow funds, handle everyday payments, and access credit opportunities through a simple, secure experience on web and mobile. Whether you’re paying for essentials or planning long-term goals, Nairapoint brings key financial tools into one place: a wallet for transactions, bill payments for daily life, savings and investment options to build discipline. What you can do with Nairapoint 1) Create an account and secure your profile Get started with a quick sign-up process. To keep the platform safe and compliant, we may request identity verification and supporting details where required. This helps protect users and reduce fraud. 2) Use your wallet for everyday money movement Your Nairapoint wallet helps you manage balances and perform secure transactions from one dashboard. You can view your available balance, track activity, and carry out supported wallet actions within your account limits. 3) Make transfers with confidence Send money securely when you need to. Nairapoint is built to make transfers straightforward, with clear confirmation steps and transaction records. Sensitive actions may require a transaction PIN for added security. 4) Pay bills quickly (airtime, data, electricity, TV, and more) Handle essential bill payments from inside the app—without switching platforms. Nairapoint supports common bill categories such as airtime top-ups, data bundles, electricity payments, and TV subscriptions. You’ll see relevant input fields based on the service and can confirm details before completing payment. 5) Get receipts and keep track of transactions Every successful transaction should be easy to prove. Nairapoint provides transaction history and receipts so you can review what happened, when it happened, and the exact amount. Where supported, receipts can be saved or shared for record-keeping. 6) Explore savings and investment opportunities Build better money habits with savings/investment options designed for different goals and time horizons. You can monitor progress and keep track of your activity from your dashboard. Returns, rates, and availability (if applicable) depend on the selected plan and current offerings—details are provided within the app. Built with security in mind We prioritize safety across the platform. Security measures may include secure authentication, PIN protection for sensitive actions, device/session controls, and monitoring for suspicious activity. Users should also protect their accounts by keeping passwords, PINs, and OTPs private. Transparency and important notes Feature availability may vary by user eligibility, verification status, region, or partner coverage. Transaction limits and fees (if any) may apply depending on the service. Bill payment and transfer processing times can vary based on network/provider conditions. Savings/investment subject to applicable terms, conditions, and eligibility requirements. Nairapoint is built to help you do more with your money—manage daily transactions, track receipts, and work toward financial goals with a platform designed for clarity, convenience, and control.

Screenshots

Qreva4 screens
Nairapoint4 screens

Verdict

The call

The clearest difference is update cadence: Qreva at every 6 weeks against Nairapoint's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Qreva ships an update every 6 weeks, Nairapoint every 4 months. Both last shipped on October 28, 2026.

Scorecard1 real difference · 8 level
Qreva versus Nairapoint: the parameters behind the verdict, then further details
ParameterQrevaNairapoint
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 6 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size111 MB44 MB
Age rating4+4+
DeveloperQrevaNairapoint Finance Limited

In-app purchases

None

Qreva

No in-app purchases

None

Nairapoint

No in-app purchases

Questions

Is Qreva free?
Qreva is free to download, with no in-app purchases.
Is Nairapoint free?
Nairapoint is free to download, with no in-app purchases.
Do Qreva or Nairapoint have ads?
Neither Qreva nor Nairapoint shows ads.
Which is updated more often, Qreva or Nairapoint?
Qreva ships an update every 6 weeks, and Nairapoint every 4 months. Most recently, Qreva was updated on October 28, 2026 and Nairapoint on October 28, 2026.

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