Easner vs PACTLY@

Easner is mobile banking for global money – send, receive, and manage funds in global and local currencies. Bank transfers and stablecoin, built so you can bank globally without borders. GLOBAL BANKING WITHOUT BORDERS Manage multi-currency balances, send to saved recipients, receive by account details or stablecoin deposit address, and track every transaction in one place. Download receipts and get notified when payments move. ADD MONEY FAST Top up with Express deposits where available – card, Apple Pay, or ACH Direct. Add funds by bank transfer or supported local pay-in methods in eligible countries. See what you’ll pay before you confirm. SEND MONEY YOUR WAY Send by bank transfer, stablecoin, or mobile money. Pay people by Easetag (@handle) or from saved recipients. Scan wallet QR codes when sending to crypto addresses. See fees, FX, and delivery estimates before you confirm. RECEIVE MONEY Get paid using bank account details or a stablecoin deposit address. Choose Cash or Stablecoin on the Receive tab – bank details, Express deposits, and local options where supported. No external crypto wallet setup required. PAYROLL Connect with employers and choose how you get paid – bank account, mobile money, wallet address, or Easetag. Approve payroll connections and manage receiving methods in the app. CARDS Spend from your Easner balances with personal cards – controls and activity, right in the app. Card products are subject to issuer approval and may not be available in all regions yet. RECIPIENTS & EASETAG Save recipients, send by Easetag (@handle), and move money between people you trust. SECURITY YOU CAN USE Multi-factor authentication, PIN lock, and session protection to help keep your account secure. SUPPORT Live chat and email support when you need help. WHO IT'S FOR Individuals 18 or older – freelancers, remote workers, diaspora, students, and families managing cross-border money. IMPORTANT Easner Group, Inc. is a financial technology company, not a bank. Banking and related services are provided by regulated partners. Easner is not FDIC-insured and does not hold customer deposits. Stablecoin and wallet features may operate on public blockchains. Digital assets are not legal tender and are not FDIC-insured or SIPC-protected. Blockchain transactions may be public and irreversible. Card products, when available, are subject to issuer approval. Fees and FX may apply. Processing times vary by corridor and review. Some features depend on verification status, jurisdiction, and product availability. Legals: easner.com/terms | easner.com/privacy | easner.com/compliance Questions? easner.com/contact or support@easner.com

Pactly · Clear accounts keep friendships strong You lent your friend $20 for the movies? Running a family tontine? Splitting rent with your roommates? Pactly turns these awkward money moments into clear, calm agreements. — A pact is sacred. Every cent validated on both sides. — LOANS BETWEEN FRIENDS, IN TOTAL CONFIDENCE • Create a loan in 10 seconds, the other party validates with a tap. • Every repayment requires both parties to approve. • Attach payment proof (photo, transfer screenshot) in a few taps. • Clear deadlines: automatic reminders before due date. TONTINES & ROSCAs • Create a rotating savings group with friends or family. • Track contributions and payouts in real time. • Tontine Mirror AI suggests the best partners based on trust scores. OBJECT LOANS • Lend your book, camera, tools… without ever forgetting. • QR code scanning for instant identification. • Photo of the item before lending + automatic return reminder. SHARED BILLS & EXPENSES • Split rent, groceries, nights out. • Auto-calculates who owes whom. • PDF export of monthly statements (admin-friendly). SECURITY & PRIVACY • Face ID / Touch ID to unlock the app. • Incognito mode hides amounts in public. • End-to-end encrypted conversations. • GDPR-compliant, data stored in Europe. INTERNATIONAL • Available in French, English, Spanish, German, Italian, Portuguese, Dutch, Arabic (RTL), Turkish, Romanian, Polish, and Russian. • Multi-currency (USD, EUR, GBP, CHF…). PACTLY PREMIUM (optional) • Unlimited loans and tontines. • Monthly PDF statement export. • Advanced multi-level reminders. • Unlimited history and statistics. • Extended Trust Score with AI coach. • Priority support. Pricing: • Monthly: $14.99/month • Annual: $129.99/year (save 28%) Secure payment via Apple In-App Purchase. No hidden commitments. Cancel anytime from Settings › Apple ID › Subscriptions. FREE FEATURES • 3 simultaneous active loans free. • Unlimited bilateral validation. • Real-time notifications. • Multi-device sync. — Pactly is designed to preserve your friendships by making accounts transparent and calm. No more arguments, no more failing memory, no more awkward "did you pay me back?" moments. Just a clear pact, validated on both sides. Download Pactly today and rediscover the joy of lending without worry. — Support: support@pactly.app Terms: https://pactly.app/terms Privacy: https://pactly.app/privacy