MaaşX vs Cüzdanım

MaaşX, Türk İş Kanunu'na uygun maaş hesaplama, bordro takibi ve kişisel finans yönetimi uygulamasıdır. MAAŞ & BORDRO • 7 farklı ücret türü: Maktu aylık, günlük, saatlik, parça başı, götürü, yüzde usulü, sabit+prim • 15 sektör desteği: Madencilik, inşaat, sağlık, teknoloji ve dahası • Net ↔ Brüt çeviri, kümülatif vergi dilimi takibi • 12 aylık bordro simülasyonu — SGK, gelir vergisi, damga vergisi • Zam simülatörü: Net fark, yıllık etki, vergi dilimi değişimi • İşveren maliyeti hesaplama MESAİ TAKİBİ • 5 mesai türü: Normal (1.5x), fazla süreli (1.25x), pazar (2.5x), resmi tatil (2.0x), gece (1.875x) • Aylık 22.5 saat / yıllık 270 saat limit takibi • Serbest zaman hesabı (İK Md.41/4) İZİN YÖNETİMİ • 15 izin türü: Yıllık, hastalık, evlilik, babalık, doğum, ölüm ve dahası • Kıdem bazlı hak hesabı: 14/20/26 gün • Köprü günü optimizer — stratejik izin planlama • Kıdem ve ihbar tazminatı hesaplayıcı BÜTÇE & FİNANS • Gelir-gider takibi, sabit gider yönetimi • 9 borç türü ile taksit takibi • 11 birikim hedefi türü • Kişisel borç/alacak takibi • Bekleyen işlemler ve akıllı hatırlatmalar TAKVİM & GÜVENLİK • Renk kodlu takvim: Mesai, izin, tatil, ödemeler • Face ID / Touch ID koruması • Gizlilik modu — tek dokunuşla tutarları gizle • 12 bildirim türü: Maaş günü, bütçe uyarısı, mesai limiti ve dahası 2026 yasal verileri entegre: Asgari ücret, SGK taban/tavan, vergi dilimleri, kıdem tazminatı tavanı. Gizlilik Politikası: https://agezgin.github.io/maasX-ios/privacy.html Kullanım Koşulları: https://agezgin.github.io/maasX-ios/terms.html

Cüzdanım: Accounting Income & Expenses Manage your finances in one app. Cüzdanım is a comprehensive financial management app for personal income and expense tracking, budgeting, account and balance tracking, debts, financial goals, family budgeting, shared wallets, and business finances. Record daily expenses, track your income, plan your budget, and understand your financial situation with clear insights. Separate personal, business, family, and shared-living workspaces help you manage different financial needs independently. PERSONAL FINANCE & EXPENSE TRACKING • Income, expenses, and transfers between accounts • Cash, bank, credit card, loan, foreign currency, precious metal, and investment accounts • Account balances and transaction history • Expense tracking with categories and subcategories • Monthly income, expense, and cash-flow summary • Multi-currency support • Track foreign currency, gold, and silver values using current exchange rates • Scheduled payments and reminders BUDGET, GOAL & DEBT MANAGEMENT Create monthly budgets by category and monitor how much you have spent and how much remains. Set savings goals, transfer money to your goals, and track your progress. • Monthly category-based budgets • Budget progress rate • Savings and financial goals • Money owed to you and money you owe • Debt payment and activity history • One-time or recurring scheduled payments • Shopping lists and expense creation ADD EXPENSES BY SCANNING RECEIPTS Take a photo of your receipt or select one from your gallery. Cüzdanım uses on-device OCR to read store, date, total, VAT, and product information and helps prepare the expense form. You can edit the details before saving. FINANCIAL ANALYSIS & REPORTS • Weekly and monthly income-expense analysis • Comparison with previous periods • Spending trends • Category and account distributions • Date range, category, and account filters • Total, average, and trend information • Chart and list views • Periodic financial summaries BUSINESS & BASIC ACCOUNTING Cüzdanım’s business workspace goes beyond simple income and expense records by bringing essential bookkeeping and business operations together in one place. • Business income and expense management • Current accounts and business partners • Payables and receivables tracking • Collections and bulk collections • Invoice status and VAT summaries • Stock items and inventory movements • Purchase and sales transactions • Barcode scanning • Sales profitability and inventory summary • Employee, role, and permission management • Salary information and salary history • Business financial summaries FAMILY FINANCE Bring family members’ financial overview together with privacy controls and track income, expenses, balances, and category distributions by member. • Family workspace and invitation system • Total family balance and spending summary • Transfers between members • Valuation of foreign currency and precious metal accounts SHARED WALLET & SHARED LIVING Manage shared expenses and shared-living arrangements in the same workspace. • Shared expenses and share allocation • Track who owes whom • Debt settlement and approval flows • Shared shopping lists • Scheduled shared payments • Household tasks and task calendar • Dishwashing and cooking rota • Maintenance and repair requests • Shared-living summary SECURE SYNC & WIDGETS Personal, business, family, and shared workspaces remain separate. Manage your financial data in an organised way with multi-device synchronisation, secure sessions, and role and permission controls. Whether you want to control your personal budget, track spending, manage debts and goals, organise family or shared expenses, or handle your business’s essential finance and basic bookkeeping in one app, Cüzdanım is with you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/