Expendia vs Mk Terminal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expendia
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Take Control of Your Financial Narrative with Expendia. Financial freedom starts with clarity. Most expense trackers on the market today hide essential tools behind steep subscriptions or restrictive paywalls. Expendia was built on a different philosophy: the fundamental tools required to track, analyze, and understand your spending should be accessible to everyone, without compromise. Designed with a clean, professional aesthetic for the discerning user, Expendia provides a clinical-grade approach to personal accounting without the complexity of traditional enterprise software. Core Features (Always Free): Effluent Transaction Tracking: Quickly record daily spending and assign entries to customizable categories. Build a comprehensive, high-level view of your financial habits with ease. Precision Reporting: Generate detailed insights by the day, week, month, or any custom timeframe. Whether you are auditing personal habits or preparing for tax season, Expendia provides the data you need. Professional Exporting: Your data belongs to you. Export your reports in CSV for deep-dive analysis in Excel or Numbers, or as a polished PDF for your permanent records. Privacy-First Receipt Scanning: Simplify your workflow using Apple’s built-in OCR technology. Photograph a receipt, and Expendia will auto-fill the expense details. Because processing happens on-device, your data stays private. No Image Limits: We don't believe in arbitrary storage caps. You are free to store as many receipt images as your device’s storage allows. No Paywalls: We believe financial management is a basic need. While the app is supported by a discrete advertisement banner, every core feature listed above is free to use and will remain free. The Path to Financial Sovereignty Understanding exactly where your capital is flowing is the essential first step toward long-term wealth management. Expendia removes the "fog" of daily spending, providing you with a structured, automated foundation for your financial life. Seamless Integration & Privacy We are committed to the continuous evolution of Expendia. Our roadmap includes upcoming cross-device synchronization via iCloud, ensuring your ledger is always available across your iPhone, iPad, and Mac. By utilizing iCloud, your financial data remains encrypted and tied to your personal Apple ecosystem, ensuring maximum security and ease of use. While we plan to introduce specialized premium features in the future, the robust tracking and reporting tools you rely on today will always remain free. Download Expendia today and start tracing your path to financial freedom. Privacy by Design: Your Data, Your Control We believe your financial history should be your business—and yours alone. Our architecture is built on a "Zero-Knowledge" principle regarding your personal transactions. Local-First Storage: Every transaction, category, and report you create is stored locally on your device. We do not maintain external servers to house your financial records. iCloud Security: When cross-device synchronization is enabled, Expendia utilizes your personal iCloud account. Your data is encrypted and transferred via Apple’s secure infrastructure. This ensures your ledger is available on your iPhone, iPad, and Mac without ever passing through a third-party server. On-Device Processing: Our receipt scanning feature uses Apple’s native OCR technology. All text recognition happens locally on your hardware, meaning the contents of your receipts are never uploaded for analysis or data mining. Zero Data Monetization: We do not sell, trade, or analyze your financial entries. While the app is supported by a discrete advertisement banner, the ad network does not have access to your internal Expendia ledger. With Expendia, you aren't just tracking your money—edging toward financial freedom—you're doing so with the peace of mind that your data remains strictly under your own key.
Mk Terminal
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MK.TRADES is a professional markets terminal for traders who want institutional-grade analytics in their pocket. • Live and delayed price charts across crypto, forex, metals, energy, indices and stocks • Options analytics — open interest, net delta exposure and option-weight heat maps overlaid on the chart • Probability cones and volatility bands from quant models (GBM, Merton-jump, Bates) • Desk reports — pre-market, mid-market and end-of-day briefings across major assets • Fast, dark-themed interface built for the phone MK.TRADES mirrors the MK.TRADES desktop terminal, redesigned for iPhone. Subscriptions: • Standard — iOS terminal access • Pro — iOS + desktop terminal access MK.TRADES is an analytics and information tool. It is not investment advice and does not execute trades. Market data may be delayed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mkterminal.xyz/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Expendia at none against Mk Terminal's 2. Expendia also leads on update cadence (daily vs fortnightly). Mk Terminal's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mk Terminal sells 2 in-app purchases, starting at $25.00 per month. Expendia asks for nothing beyond the download.
Expendia ships an update daily, Mk Terminal fortnightly. The most recent releases landed on August 11, 2026 and September 22, 2026 respectively.
| Parameter | Expendia | Mk Terminal |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily — better | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 4 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | JEREMY MURRAY BEAUMIER | MOHAMAD KAMAREDDINE |
In-app purchases
Expendia
No in-app purchases
Mk Terminal
- MK.TRADES Standard$25.001 Month
- MK.TRADES Pro$49.001 Month





