CentZero vs CardsNest

Stop paying credit card annual fees you don't have to. CentZero tracks your credit cards, alerts you before annual fees are charged, and walks you through the exact steps to get them waived — phone IVR paths, in-app routes, and chat shortcuts for each bank. Designed for cardholders in Hong Kong and Taiwan, supporting 21 major banks and 170+ card products with verified fee data. SUPPORTED BANKS • Hong Kong: HSBC, Standard Chartered, Citibank, Hang Seng, Bank of China, BEA, Amex, DBS, CCB Asia, BOCOM, ICBC Asia, CITIC • Taiwan: CTBC, Cathay United, E.SUN, Taishin, Fubon, Mega, First Bank, Hua Nan, HSBC Taiwan FEATURES • Track all your cards — fee amounts, charge dates, waiver status • Push notifications 14 days before any fee is due • Step-by-step waiver instructions for every supported bank • One-tap call or deep-link into your bank's app • Scan your card to auto-detect bank and card type (on-device OCR, nothing uploaded) • Track loyalty points and miles with expiry alerts — Asia Miles, Avios, yuu, and 20+ programs 100% FREE No paywalls, no subscriptions, no hidden fees. Your annual fee savings are yours to keep. PRIVACY FIRST CentZero never stores card numbers or sensitive financial data. Card scanning is processed entirely on your device. Terms of Use: https://walkprints.github.io/CentZero/terms.html Privacy Policy: https://walkprints.github.io/CentZero/privacy.html

CardsNest helps you organize and compare U.S. credit cards. Browse and track cards as a guest, or optionally sign in to sync your wallet across iOS and Android. Browse a growing card catalog, compare rewards and benefits, and track annual fees and statement credits in your wallet. Key features: - Browse 189 credit cards and compare up to three - Search and filter by issuer, card type, tier, and benefits - Track open and close dates, annual fees, statement credits, certificates, and redemption values - See card application eligibility reminders for major issuers - Optionally sync wallet cards, notes, valuations, certificates, and usage history across devices - Export a wallet backup, sign out, or delete your cloud account in Account & Sync - Read credit card and travel rewards news Guest wallet data stays on your device. If you choose account sync, CardsNest receives your sign-in email and the wallet information needed for sync. The app does not connect to bank accounts. CardsNest is independent and is not a bank, issuer, payment network, rewards program, or financial advisor. Offers, fees, benefits, bonuses, and eligibility can change. Verify details with the issuer before applying.