SmashPay vs Stable Payments
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
SmashPay
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SmashPay is a financial technology platform that enables fast, secure, and seamless global payments. Send and receive money internationally, manage multi-currency balances, and access modern payment infrastructure built for individuals and businesses. Key Features: โข Global money transfers across multiple countries โข Multi-currency accounts with real-time foreign exchange โข Payment processing and payout capabilities โข Secure account management and transaction monitoring SmashPay operates as a registered Money Services Business (MSB) in the United States and complies with applicable financial regulations, including anti-money laundering and sanctions requirements. Certain features, including digital asset-enabled transactions, may be provided through regulated partners and are subject to jurisdictional availability.
Stable Payments
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Manage all of your expenses and payments while on the move and travelling for business with Stable Payments. Access your expense card details, add it to your device wallet and capture receipts at the point of purchase. Tag and annotate transactions and request card balance top ups from within the app. Users that have already signed up with Stable Payments can login, manage their account and access their transactions, all within the app.
Screenshots
Verdict
SmashPay and Stable Payments are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmashPay ships an update weekly, Stable Payments every 10 days. The most recent releases landed on October 8, 2026 and October 23, 2026 respectively.
| Parameter | SmashPay | Stable Payments |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly โ better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 68 MB | 53 MB |
| Age rating | 12+ | 4+ |
| Developer | SmashTech | Equals Money PLC |
In-app purchases
SmashPay
No in-app purchases
Stable Payments
No in-app purchases









