SmashPay vs BorderPay Business
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
SmashPay
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SmashPay is a financial technology platform that enables fast, secure, and seamless global payments. Send and receive money internationally, manage multi-currency balances, and access modern payment infrastructure built for individuals and businesses. Key Features: ⢠Global money transfers across multiple countries ⢠Multi-currency accounts with real-time foreign exchange ⢠Payment processing and payout capabilities ⢠Secure account management and transaction monitoring SmashPay operates as a registered Money Services Business (MSB) in the United States and complies with applicable financial regulations, including anti-money laundering and sanctions requirements. Certain features, including digital asset-enabled transactions, may be provided through regulated partners and are subject to jurisdictional availability.
BorderPay Business
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BorderPay Velocity helps businesses to manage global payments from one secure mobile app. Open Corporate accounts, manage digital wallets, receive funds, send payments, Treasury management and track activity from a clean mobile dashboard. BorderPay Velocity provides a simple way to manage cross-border financial activity with account verification, wallet balances, transaction history, and secure access. BorderPay Velocity supports team access, payouts, Invoice, Contract Hub and account management. Key features: ⢠Business accounts ⢠Secure account verification ⢠Supported Multi accounts access ⢠Digital wallet balances ⢠Send and receive payment flows ⢠Transaction activity and notifications ⢠Invoices & contract hub ⢠Payroll ⢠BulkPayout ⢠Business team management ⢠Treasury dashboard ⢠Hidden PIN-based, Biometric app security and SCA (Strong Customer Authentication) Availability of accounts, wallets, currencies, and payment corridors depends on verification status, country, compliance review, and supported rails. BorderPay is built for compliant cross-border payments across supported markets.
Screenshots
Verdict
SmashPay and BorderPay Business are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmashPay ships an update weekly, BorderPay Business every 10 days. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.
| Parameter | SmashPay | BorderPay Business |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly ā better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 ā better |
| Further details ā not scored | ||
| Size | 68 MB | 6 MB |
| Age rating | 12+ | 17+ |
| Developer | SmashTech | BorderPay Africa, Inc. |
In-app purchases
SmashPay
No in-app purchases
BorderPay Business
No in-app purchases








