Comparison

SmashPay vs BorderPay Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SmashPay

Features
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SmashPay is a financial technology platform that enables fast, secure, and seamless global payments. Send and receive money internationally, manage multi-currency balances, and access modern payment infrastructure built for individuals and businesses. Key Features: • Global money transfers across multiple countries • Multi-currency accounts with real-time foreign exchange • Payment processing and payout capabilities • Secure account management and transaction monitoring SmashPay operates as a registered Money Services Business (MSB) in the United States and complies with applicable financial regulations, including anti-money laundering and sanctions requirements. Certain features, including digital asset-enabled transactions, may be provided through regulated partners and are subject to jurisdictional availability.

About

BorderPay Business

Features
Read full description

BorderPay Velocity helps businesses to manage global payments from one secure mobile app. Open Corporate accounts, manage digital wallets, receive funds, send payments, Treasury management and track activity from a clean mobile dashboard. BorderPay Velocity provides a simple way to manage cross-border financial activity with account verification, wallet balances, transaction history, and secure access. BorderPay Velocity supports team access, payouts, Invoice, Contract Hub and account management. Key features: • Business accounts • Secure account verification • Supported Multi accounts access • Digital wallet balances • Send and receive payment flows • Transaction activity and notifications • Invoices & contract hub • Payroll • BulkPayout • Business team management • Treasury dashboard • Hidden PIN-based, Biometric app security and SCA (Strong Customer Authentication) Availability of accounts, wallets, currencies, and payment corridors depends on verification status, country, compliance review, and supported rails. BorderPay is built for compliant cross-border payments across supported markets.

Screenshots

SmashPay4 screens
BorderPay Business4 screens

Verdict

The call

SmashPay and BorderPay Business are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SmashPay ships an update weekly, BorderPay Business every 10 days. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

ScorecardNo meaningful differences
SmashPay versus BorderPay Business: the parameters behind the verdict, then further details
ParameterSmashPayBorderPay Business
PriceFreeFree
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size68 MB6 MB
Age rating12+17+
DeveloperSmashTechBorderPay Africa, Inc.

In-app purchases

None

SmashPay

No in-app purchases

None

BorderPay Business

No in-app purchases

Questions

Is SmashPay free?
SmashPay is free to download, with no in-app purchases.
Is BorderPay Business free?
BorderPay Business is free to download, with no in-app purchases.
Do SmashPay or BorderPay Business have ads?
Neither SmashPay nor BorderPay Business shows ads.
Which is updated more often, SmashPay or BorderPay Business?
SmashPay ships an update weekly, and BorderPay Business every 10 days. Most recently, SmashPay was updated on November 5, 2026 and BorderPay Business on November 6, 2026.

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