掌中记 vs DebtShore

掌中记，一款简洁纯粹的个人记账应用。没有广告，没有会员墙，所有数据存储在本地，完全属于你。 **【核心记账】** 支持支出、收入、转账、报销、退款等多种记录类型，配合自定义分类和标签，让每一笔账都清晰可查。支持为账单添加图片附件，保留消费凭证。 **【多账本管理】** 创建多个独立账本，家庭账、工作账、旅行账分开管理，互不干扰。 **【资产总览】** 统一管理现金、储蓄卡、信用卡、储值卡等多种账户，实时掌握净资产状况。信用卡额度、可用余额一目了然。 **【预算管理】** 设置月度总预算或按分类单独设预算，实时追踪执行进度，消费超支前提前预警。 **【统计分析】** 直观的饼图和柱状图，展示支出分类占比与近6个月收支趋势。年度报告功能，一键回顾全年财务状况。 **【债务管理】** 完整记录信用卡、消费贷、房贷、车贷等各类债务，支持利率计算、还款计划生成和还款模拟器，帮你制定科学的脱坑计划。 **【存钱计划】** 内置7种存钱方案：52周正向/逆向存钱、365天计划、12个月计划、目标存钱、零钱罐、自定义计划，每期打卡，让存钱变成习惯。 **【周期账单】** 设置每天、每周、每月、每年的重复账单，房租、话费、订阅费用自动提醒，不再遗漏。 **【银行卡管理】** 安全保存银行卡号、开户行、持卡人等信息，需要时随时查看复制，无需翻找钱包。 **【备忘录】** 内置便签功能，记录消费想法、待办事项，支持置顶和颜色标记。 **【iOS 专属特性】** - 8款桌面小组件：账户余额、预算进度、今日汇总、月度汇总、周趋势、存钱计划、信用卡、快速记账 - 桌面长按快捷菜单：一键记支出、记收入、查预算、看报表 - 快捷指令集成：支持自动记账，配合 iOS 快捷指令实现支付后自动记录 - iCloud 同步：多设备数据无缝同步 **【数据安全】** 所有数据本地存储，支持 CSV 格式导入导出，数据完全由你掌控。

Shore is a simple debt tracking app designed to help you organize personal debts, credit cards, loans, installments, and money you owe. With a clean and calming interface, Shore helps you record debt details, set repayment plans, track remaining balances, and stay aware of upcoming payment dates. Whether you are managing a credit card balance, a personal loan, an installment plan, or a borrowed amount, Shore gives you a clear place to keep everything organized. Key Features Debt Tracking Record different types of debts, including loans, credit cards, installments, and personal borrowing. Repayment Plans Create repayment schedules and track each payment over time. Payment Reminders Set reminders for upcoming repayment dates so you can stay organized. Custom Cards Personalize your debt cards with different colors and themes. Progress Overview View total debt, paid amount, remaining balance, and repayment progress in a clear way. Clean and Simple Design A focused interface designed to make debt tracking easier and less overwhelming. Supported Languages Shore supports multiple languages, including Simplified Chinese, Traditional Chinese, English, Korean, and Japanese. Important Notice Shore does not provide financial advice, lending services, credit services, debt settlement services, or credit repair services. It is a personal tracking tool designed to help you organize your own debt information. Support If you encounter any issues while using the app, please contact us at: zylg60@gmail.com Start with clarity. Track your debts, plan your repayments, and follow your progress one step at a time. 服务条款协议：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策网址 (URL)：https://www.notion.so/Privacy-Policy-for-DebtShore-36188cd196d180a08caec0deb18215e4?source=copy_link 用户协议：https://www.notion.so/Terms-of-Use-for-DebtShore-36188cd196d180428fcff788f1e90e70?source=copy_link Download Shore and organize your repayment journey.