MyKachiPlug vs PreSpend

Cards refreshed. Sends smoother. Deposit sharper. We've been busy making MyKachiPlug a joy to use, and there's more on the way. MyKachiPlug is a secure multi-currency wallet for Nigerians and the African diaspora. Manage your money, pay bills, get virtual USD Visa cards, and send money. All in one app. Whether you're a freelancer receiving funds from abroad, a business owner managing international payments, or someone sending money home, MyKachiPlug puts everything in your pocket. MyKachiPlug does not offer cryptocurrency or token trading. KEY FEATURES - Multi-Currency Wallet: Hold and manage NGN, USD in a single secure account. Track balances and transactions in real time. - Virtual USD Visa Cards: Issue Visa Platinum cards instantly. Shop online, pay subscriptions, travel abroad. Add to Apple Wallet and tap to pay. - Currency Conversion: Convert between supported national currencies (NGN, USD, GBP, EUR) at transparent live rates. - Bill Payments: Top up airtime, buy data, pay electricity and cable TV bills (DSTV, GOtv, StarTimes, and all Nigerian DISCOs). Fast, reliable, with instant token delivery. - Global Pay4Me: Pay for tuition, school fees, Netflix, Spotify, flights, and foreign invoices. We handle settlement in foreign currency while you pay conveniently in Naira. - Send Money: Send money to other KachiPlug users instantly with zero fees, or transfer to any Nigerian bank account in seconds. - Biometric Login: Face ID and Touch ID keep your account secure. WHY KACHIPLUG - Licensed and regulated: Operations powered by trusted financial infrastructure partners. - Bank-grade security: Encrypted storage, secure sessions, full KYC via BVN for Nigerian users. - Transparent pricing: Every fee displayed before you confirm. - Real-time rates: Live currency rates updated transparently. - 24/7 support: Dedicated team via email and in-app help. GETTING STARTED 1. Download and create your free account 2. Complete verification in under 5 minutes 3. Fund your wallet via bank transfer 4. Start sending, converting, and paying Privacy Policy: https://kachiplug.com/policy/privacy-policy Terms of Service: https://kachiplug.com/policy/terms-and-condition Support: info@kachiplug.com

With PreSpend, you're in control of your spending — impulse isn't. Plan your money in wallets, set limits, and protect what's meant for rent, food, and family. PLAN YOUR MONEY Every naira you deposit lands as unplanned money first. Then you decide where it goes — Food, Transport, Rent, Savings, whatever matters to you. Create wallets for each purpose and split your money with a plan. TRANSFER & PAY Send money to any Nigerian bank account. Buy airtime or data. Pay electricity and cable bills. All from the same app, all drawing from the right wallet. SPENDING WALLETS — YOUR EVERYDAY MONEY Daily spending lives here. Set daily limits so you don't blow through your budget before the week is over. Uncle is watching. COMMITMENT WALLETS — MONEY YOU'VE PROMISED Rent. School fees. Family obligations. Money in a Commitment wallet waits 6 hours before it can leave. That cooling period is the whole point — it stops you from touching money you've already decided to use elsewhere. ASSET WALLETS — MONEY YOU'RE GROWING Your savings and long-term money. A 24-hour waiting period means you have to really mean it before anything moves. Lock funds until a future date if you want to take it even further. THE VAULT — YOUR SERIOUS MONEY The Vault is for money you don't want to see unless it's an emergency. Deposits above ₦10,000 automatically move 5% into your Vault. To get it out, you start an emergency release and then wait, because that's the point. Your first vault break each month is free. SAFE & PROTECTED Powered by Safe Haven MFB. Licensed by the CBN. Insured by the NDIC. Your money isn't just sitting somewhere — it's protected.