Moniq vs Tapp

Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. • Two taps to log spending, on iPhone or Apple Watch • See where your money goes with clear insights and trends • Set your own targets for needs, wants and savings • Track subscriptions and bills, with optional reminders • Unusual spending is flagged for you • Search every transaction by name, category or amount • Widgets for the Home Screen, Lock Screen and Apple Watch • Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: “I’ve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than they’re worth. So I’m building the one I want to use, for myself and for anyone who wants the same.”

Money tracking that actually sticks. Tapp is the expense tracker built for people who quit every other expense tracker. No bank logins. No spreadsheets. No 12-step setup. Just you, your money, and two taps. • LOG IN LITERALLY TWO TAPS Set up Back Tap once (we show you how) and double-tapping the back of your iPhone opens the keypad instantly — from anywhere. Type the amount, tap a category, done. Logging an expense takes less time than the purchase did. • STREAKS THAT KEEP YOU HONEST Log something every day and build your streak. Miss a day and it resets. Simple, slightly threatening, very effective. • SEE WHERE IT ALL WENT Charts that hit different: a donut of your spending by category, daily trends, and your top money drains — over 7, 30, or 90 days. • BUDGETS WITHOUT THE GUILT Set a monthly limit per category. We'll keep score and tell you when you've cooked it — next month is yours. • CATEGORIES THAT GET IT Coffee, Going Out, Gaming, Subscriptions, Beauty, Side Hustle — emoji categories that match how you actually spend. • YOUR DATA STAYS YOURS Everything lives on your phone. No accounts, no servers, no analytics, no trackers, no third-party SDKs. We literally cannot see your data. Export everything to CSV anytime. Works in any currency. Free. No subscription. No ads.