Comparison

PennyLens vs 3rd Decade

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennyLens

Effortlessly track your everyday spending by scanning receipts. Automatically capture merchant, amount, and date to categorize expenses and gain insights into your spending habits. All your data is stored privately on your device, working offline without an account.

Highlights
  • Scan receipts with camera
  • Automatic data extraction
  • Categorize expenses
  • Spending insights and trends
  • Customizable categories
  • Offline functionality
  • Data stored locally
Features
Read full description

PennyLens makes it easy to scan receipts, track expenses, and understand your everyday spending. Just snap a photo of a receipt and PennyLens automatically captures the merchant, amount, and date. Review the details, choose a category, and save the expense in seconds. Unlike complicated accounting apps, PennyLens is built for everyday personal spending. Whether you want to track groceries, shopping, dining, gas, travel, or bills, PennyLens helps you stay organized without spreadsheets or complicated budgets. Your data stays private and on your device by default. No account required. No cloud dependency. PennyLens works offline whenever you need it. Features • Scan receipts with your iPhone camera • Automatically extract merchant, total amount, and date • Save receipt photos for future reference • Track personal expenses by category • Create your own custom categories • Filter spending by date, amount, or category • View spending insights and trends • Add expenses manually when needed • Protect your data with Face ID • Keep all expense data stored locally on your device • Export selected expenses as CSV with receipt images • Create PDF summaries with receipt appendix pages Perfect For • Personal budgeting • Grocery and shopping tracking • Small business/office reimbursements • Family spending management • Saving receipts for taxes or reimbursements • Freelancers and small business owners • Anyone who wants a simple receipt scanner and expense tracker PennyLens helps you stop losing receipts and start understanding where your money goes. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

3rd Decade

Features
Read full description

Navigating the complexities of adult life can be overwhelming, especially when it comes to finances. At 3rd Decade, we’re here to help. We offer free personalized financial guidance and education. Building Your Financial Future Together Feeling overwhelmed by your finances and don’t know where to start? You’re not alone. Navigating today’s financial landscape can be tough. But it doesn’t have to be. 3rd Decade is here to help you take control. Our programs and mentors provide the tools and support you need to achieve your financial goals, whether it’s buying a home, starting a family, or simply enjoying life’s experiences. Ready to take control of your financial future? Let’s get started. Download the app now

Screenshots

PennyLens4 screens
3rd Decade3 screens

Verdict

The call

The clearest difference is in-app purchases: 3rd Decade at none against PennyLens's 2. PennyLens's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyLens sells 2 in-app purchases, starting at $1.99 per month. 3rd Decade asks for nothing beyond the download.

UpkeepUpdate frequency

PennyLens ships an update every 3 weeks, 3rd Decade every 2 months. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
PennyLens versus 3rd Decade: the parameters behind the verdict, then further details
ParameterPennyLens3rd Decade
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better18.6
Further details — not scored
Size2 MB2 MB
Age rating9+4+
DeveloperMAANHAAS LLC3rd Decade Inc

In-app purchases

2 purchases

PennyLens

Subscriptions2
  • PennyLens Pro Monthly$1.991 Month
  • PennyLens Pro Yearly$12.991 Year
None

3rd Decade

No in-app purchases

Questions

Is PennyLens free?
PennyLens is free to download, with in-app purchases available.
Is 3rd Decade free?
3rd Decade is free to download, with no in-app purchases.
Do PennyLens or 3rd Decade have ads?
Neither PennyLens nor 3rd Decade shows ads.
Which is updated more often, PennyLens or 3rd Decade?
PennyLens ships an update every 3 weeks, and 3rd Decade every 2 months. Most recently, PennyLens was updated on October 2, 2026 and 3rd Decade on October 7, 2026.

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