Comparison

Expense Tracker vs Kashu 記帳

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track expenses and manage budgets with this intuitive app. Log transactions in seconds, gain clear financial insights, and set spending limits to stay on track. Prioritizes privacy with local-first data storage and no account required.

Highlights
  • Fast transaction logging
  • Scan receipts to log
  • Monthly budget setting
  • Clear financial insights
  • Customizable categories
  • iCloud backup
  • Local-first privacy
Features
Read full description

Expense Tracker is a beautifully simple expense tracker and budget app. No sign-up, no account — just open it and log a transaction in 3 seconds. The app pre-fills your most recent category and account, so you capture every income and expense without the hassle. WHY EXPENSE TRACKER - Scan to log: import a payment screenshot and the app reads the amount, date, and note on-device — confirm and save. No image is uploaded. - Fast entry: add an expense or income from the home screen in one tap, with common amounts a tap away. - Clear insights: monthly balance, income/expense trends, a category donut chart, and period-over-period comparison. - Monthly budget: set a spending cap and see used vs. remaining in real time. It also projects month-end spending from your current pace and warns you before you go over. - Records that stay tidy: grouped by day, searchable by note or amount, swipe to edit or delete. - Daily reminders: pick a time to build a daily logging habit, delivered via local notifications. - Accounts & categories: manage cash, bank cards, and wallets with icons or your own photos and a currency per account; track credit card statement dates and repayments; fully customizable categories. - Shared ledgers (Pro): share a chosen ledger with family through iCloud as read-only or editable. - Themes & currency: choose an accent color; the currency symbol follows your region or can be set manually. Amounts are never converted. - iCloud backup: back up to your own iCloud and restore after a reinstall or a new device. A Home Screen widget is included. - Languages: Simplified Chinese, Traditional Chinese, Japanese, Korean, English, Malay, Hindi and Spanish. PRIVACY FIRST - No accounts: no registration, no sign-in, no phone number or email collected. - Local-first: your records live on your device. Backups go to your own private iCloud space — we run no servers that store your ledger, and we cannot read it. - We never read your records for ads or profiling, and never sell your data. No ads. - Automatic backup can be switched off in Settings if you prefer manual only. Download Expense Tracker and start with today's first transaction.

About

Kashu 記帳

This personal finance app helps you quickly log daily expenses and income, manage account balances, and track your assets. It offers both a minimalist mode for rapid entry and an advanced mode for detailed account management, including investments and credit card rewards.

Highlights
  • Quick expense and income logging
  • Advanced account management (cash, credit, bank, stocks)
  • Investment tracking
  • Credit card rewards estimation
  • Spending structure analysis
  • Local backup and restore
Features
Read full description

Kashu 是一款為 iPhone 設計的個人記帳 App,適合想快速記錄日常支出、整理帳戶餘額,並逐步掌握資產狀況的使用者。 你可以用極簡模式快速新增支出與收入,也可以切換進階模式管理現金、信用卡、銀行、股票等帳戶。Kashu 支援備份與還原、定期紀錄、支出結構統計與年度彙整。 主要功能: - 快速記帳:支援支出、收入、轉帳、0 元紀錄與備註。 - 極簡模式:只保留明細與快速記帳,降低日常使用負擔。 - 帳戶管理:管理現金、信用卡、銀行、股票與虛擬貨幣帳戶。 - 信用卡回饋:可設定回饋利率並估算回饋。 - 投資紀錄:記錄股票買入、賣出、持股成本與市值。 - 統計分析:查看支出結構、目標進度與資產變化。 - 本地備份:立即建立本機備份、還原最新備份,並可選擇備份檔還原。 - Kashu Pro:解鎖更多帳戶容量、投資進階能力、年度彙整與進階分析。

Screenshots

Expense Tracker4 screens
Kashu 記帳4 screens

Verdict

The call

The clearest difference is review sentiment: Kashu 記帳 at 100% against Expense Tracker's 86%. Kashu 記帳 also leads on update cadence (every 5 days vs every 9 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 1 one-off in-app purchase and Kashu 記帳 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 9 days, Kashu 記帳 every 5 days. The most recent releases landed on October 27, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Kashu 記帳: the parameters behind the verdict, then further details
ParameterExpense TrackerKashu 記帳
PriceFreeFree
Rating4.7 (6 ratings) — better—
Positive reviews85.7% of reviews100.0% of reviews — better
Number of ratings6 — better—
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size9 MB39 MB
Age rating4+4+
Developer献慧 陈HANTING TSAI

Customer experience

Expense Tracker

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive85.7%
Neutral14.3%
Negative0.0%

Kashu 記帳

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Expense Tracker

One-time1
  • Pro (Lifetime Unlock)$1.99
1 purchases

Kashu 記帳

One-time1
  • Kashu Pro$5.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Kashu 記帳 free?
Kashu 記帳 is free to download, with in-app purchases available.
Do Expense Tracker or Kashu 記帳 have ads?
Neither Expense Tracker nor Kashu 記帳 shows ads.
Which is updated more often, Expense Tracker or Kashu 記帳?
Expense Tracker ships an update every 9 days, and Kashu 記帳 every 5 days. Most recently, Expense Tracker was updated on October 27, 2026 and Kashu 記帳 on October 19, 2026.

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