Expense Tracker vs WorthTrail
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track expenses and manage budgets with this intuitive app. Log transactions in seconds, gain clear financial insights, and set spending limits to stay on track. Prioritizes privacy with local-first data storage and no account required.
- Fast transaction logging
- Scan receipts to log
- Monthly budget setting
- Clear financial insights
- Customizable categories
- iCloud backup
- Local-first privacy
Read full descriptionHide full description
Expense Tracker is a beautifully simple expense tracker and budget app. No sign-up, no account — just open it and log a transaction in 3 seconds. The app pre-fills your most recent category and account, so you capture every income and expense without the hassle. WHY EXPENSE TRACKER - Scan to log: import a payment screenshot and the app reads the amount, date, and note on-device — confirm and save. No image is uploaded. - Fast entry: add an expense or income from the home screen in one tap, with common amounts a tap away. - Clear insights: monthly balance, income/expense trends, a category donut chart, and period-over-period comparison. - Monthly budget: set a spending cap and see used vs. remaining in real time. It also projects month-end spending from your current pace and warns you before you go over. - Records that stay tidy: grouped by day, searchable by note or amount, swipe to edit or delete. - Daily reminders: pick a time to build a daily logging habit, delivered via local notifications. - Accounts & categories: manage cash, bank cards, and wallets with icons or your own photos and a currency per account; track credit card statement dates and repayments; fully customizable categories. - Shared ledgers (Pro): share a chosen ledger with family through iCloud as read-only or editable. - Themes & currency: choose an accent color; the currency symbol follows your region or can be set manually. Amounts are never converted. - iCloud backup: back up to your own iCloud and restore after a reinstall or a new device. A Home Screen widget is included. - Languages: Simplified Chinese, Traditional Chinese, Japanese, Korean, English, Malay, Hindi and Spanish. PRIVACY FIRST - No accounts: no registration, no sign-in, no phone number or email collected. - Local-first: your records live on your device. Backups go to your own private iCloud space — we run no servers that store your ledger, and we cannot read it. - We never read your records for ads or profiling, and never sell your data. No ads. - Automatic backup can be switched off in Settings if you prefer manual only. Download Expense Tracker and start with today's first transaction.
WorthTrail
Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.
- Private net worth and portfolio tracking
- Track stocks, ETFs, crypto, property, and debts
- Organize holdings with flexible tag groups
- Monitor daily, weekly, monthly, and yearly P&L
- Multi-currency support
- Export Excel and PDF reports
- On-device data storage with iCloud sync option
Read full descriptionHide full description
WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: WorthTrail at daily against Expense Tracker's every 9 days. WorthTrail also leads on rating (5.0 vs 4.7) and review sentiment (96% vs 86%). Expense Tracker's advantage is iOS requirement (15.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 1 one-off in-app purchase and WorthTrail sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
WorthTrail holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 6 and 7 respectively. Written reviews point the same way: 86% of Expense Tracker's written reviews are positive against 96% of WorthTrail's.
Expense Tracker ships an update every 9 days, WorthTrail daily. Both last shipped on October 28, 2026.
| Parameter | Expense Tracker | WorthTrail |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (6 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 85.7% of reviews | 95.7% of reviews — better |
| Number of ratings | 6 | 7 — better |
| Update frequency | Every 9 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 9 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | 献慧 陈 | 健波 徐 |
Customer experience
Expense Tracker
WorthTrail
In-app purchases
Expense Tracker
- Pro (Lifetime Unlock)$1.99
WorthTrail
- WorthTrail Pro Monthly$0.991 Month
- WorthTrail Pro Annual14 Days trial$4.991 Year
- WorthTrail Pro Lifetime$19.99









